Do you consider yourself a "smart spender"? How do you save money on things you want and need to buy? Your first name:    Age:         Submit your own You Said It question and we might use it!

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"I like to buy cheese when it's on sale!"
--PlumCake, 11

"Whenever I go shopping and I find something I want I say in my head do you need this. Ps if you us this idea be serious about it if you use this idea..."
--Pragya, 11

"I think I'm a smart spender. I don't just buy any I like. First I think over about if I need it or not."
--Trisha, 12

"I don't think that I am a smart spender."
--Clare, 10

"Try to save money for a long time."
--Bela

"I think that I'm a smart spender because I usually don't buy anything with my money (I don't get an allowance and I don't think that I need it). I usually lend money to my parents and they give it back. Or, for example, last week I bought my mom a magazine with my money. Bye and spend smart! =)."
--Bianca, 11

"Uh...Sometimes I'm a good spender. But I get tempted when I see a cute stuffed animal or awesome jewelry so I buy it...Then I feel guilty later...Haha."
--Tara, 11

"If let's say I've want to buy a book, instead I look in the library first. But a lot of the time I'm not so smart!"
--Masa, 10

"I am very much a smart spender. I save my money in my wallet and in my bank."
--Nancy

"I like being a smart spender..."
--Nancy

"Most of the time I shop at thrift stores, and my dad is always able to buy north face jackets, and once, he bought a north face jacket, for ten bucks, and sold it on eBay, for a $250!"
--Chloe, 10

"Um...Sometimes, I think because sometimes, I spend it on candy and then think I spend money on cavity makers, but now I say to myself, I don't want candy, maybe chocolate, but not candy. I'm starting to hate candy anyway, I want good teeth, and to not look weird, and I don't want to take chances with braces so yeah...I guess you can say I'm an ok spender."
--Bria the rock star, 12

"I usually go to Wal-Mart. They've got awesome prices..."
--Andrea, 13

"Dot's new clothes."
--Anonymous

"Yes I do consider my self a smart spender. As soon as I get money I just don't go out to the store and get something I don't need. I save it just incase I need it for something I do need."
--Currina, 13

"I love my webkinz all 2 of them, who else loves webkinz. It's so not a waste of money! There's a lot more to it, anyway, on here I love to listen to 2 people having there own little conversations like Americangirl and Popular girl P. S. I don't spell well!"
--ME

"Every time I save a lot of money my mom says no."
--Rebecca

"The way I spend money really smart is I think it over say good or not and 4 food I see if it expire duh! But most I get carried away!? Money! $$$$$$$ ka-ching!"
--Ashley, 10

"I'm going to go to camp next month & my BFFL, Jake, Marc, Ronald, my sister, my little brother, & Tabitha are going to be there. They ( Except my twin & Brother & Tabitha) have 80$. Ha! I have 95$, which I can save & spend..."
--Bennett, 8

"There's this really cute outfit that I want to buy, but my cousin just asked me to buy him 4 books and they cost the same, but I can buy only one of those things. What should I do?"
--Bailee, 10

"I am personally not a good spender at all! But I can't really afford the latest cloths, so most of the time I just spend my money on key chains and purses."
--Chloe, 10

"Yes, I do. I usually mow lawns and do my chores and get allowances. And I like being a smart spender because I don't have to buy everything in the world like most people! No offence."
--Danx, 10

"I once spent 98 dollars in one store 'cause I'm not the smartest spender! Lol!"
--Maddie, 10

"No I usually buy something then stop playing with it after like 2 weeks then I wish I hadn't bought it."
--Bobie-o, 13

"At this time I have to buy things I need for camp so I have 90$. That should be enough..."
--Radesha, 11

"I go to each store that sells the item and see how much the item ÔÔcosts in each store and then the store with the lest expensive price is where I will buy the item from."
--Miyah Frey, 10

"O am a smart spender and a good bargainer I just save it away buy promising myself to not use it until o have enough money to buy it but the bad part is when you spend it you have to save again well it's a good money experience though."
--Keonna, 10

"YA. I like to save my money. I don't like spending it because I know I'm saving it up for something. Of course I'll do my spending here and there, once in a while. you know. =")."
--Melanie, 11

"I'm saving my money for summer bible camp to buy all the things I need. And for the camp store and offering. Anyone else going 2 camp this year? Write to me here on IML bye..."
--Radesha, 11

"Well I shop at Abercrombie, HCO, and Aero so my money is usually not saved. I just recently got 200 bucks for my birthday and spent it on clothes. I think that people should do whatever they want with their money except for dangerous things like drugs! NEVER DO DRUGS! If I had to choose between a purse and an I-pod I would choose the I-pod it's AMAZING! I have a nano video and it rocks! BuY iT! Lol. Jk. <3 Bri."
--Aubrielle, 13

"Money. Money. Money' let me tell you how I make money. First I wash off my daddy catches. Then when my mommy comes home I always go to her and I ask for some money. And also I clean up my big sister car when it needs to get cleaned up. The second reason why I get money is when my fcat scores come in my daddy gives me some money if I past my fcat. And when I do a lot of chores my daddy gives me some money for doing what I need to do. And the last reason why I get me some is because when my daddy is in pain I always heal him up, and when I go to school my daddy always gives me money for I can get lunch. And when MY DADDY NEEDS SOMETHING I GET IT FOR HINM AND HE PAY ME BACK. THE END."
--Ariel t, 10

"Harry potter 12, MY NAME IS SAGE, ARE YOU GOING TO TAKE ME, THAT WOULD BE FUN! I LOVE MUSICALS! JULIE ANDREWS ROCKS MY WORLD. Ps. Do I know you?"
--Silly Sagie, 13

"I will help people to look after their kids."
--Rohan, 8

"Well when book fairs come up I get really cheap but I spend all my money. What should I do."
--Hannah, 10

"I love MONEY And love SAVING."
--Jerry H, 11

"My Cousin wears only clothed from Abercrombie, and I think it's stupid. I know it's a brand name, but why waste your money on a shirt that you'll wear once and throw away the next time you see it in your closet. Should I give it a chance, or spend my money some other place. P. S. The clothes are very expensive."
--Valerie, 10

"My mom always says if you save your money you can buy what you want. But when I save up and want to buy something my mom says no. Why?"
--Rebecca, 11

"How can you save money on a savings account?"
--Jacqueline

"One time, I got this thing that said 25 percent off anything in the store. It seemed like a good idea, but then I realized that wasn't that much of a bargain! I spent 8.50 on something that was originally 10.50! And I don't even like it. It was some dumb body lotion/body wash mix that feels weird! I'll never make that mistake again...Maybe."
--Brandi

"I need to throw away stuff and get Barbies, and stuff."
--Logan

"If you had to choose from buying a purse of buying an I-pod or an computer what would you buy?"
--Sara, 12

"I'm pretty good at spending. Sometimes I buy things if I really love that game, or like that lip gloss shade and flavor. I guess I'm a tiny bit un-smart..."
--Kittie, 13

"I think...How do I save my money on things I want to buy but I just no one thing because my mom and dad how to save money and how to get only one thing and I had only $300. So I paid only $40."
--Na Na, 13

"Alyssa M. (9), so you spend $2.00 each week and save $2.00, but what happens to the other 80 percent? What do you do with that? (Just wondering. )."
--C_Angelie_S, 11

"I don't save any money."
--Mariah, 8

"Trust me--I'm NOT a smart spender. If I go to the store and read a celebrity magazine, and it says something about The Naked Brothers Band, I buy it."
--Pie, 12

"By saving a lot, and spending a little. I try to spend less money on something I need, maybe at a store with lower prices? And, thinking about the kids in Africa, who are dying, and thinking how spoiled I am, and knowing it's not having what you want, it's wanting what you've got. =]."
--Emma, 10

"Spend all of your money."
--Matt

"I keep my money in my savings account then buy things that most people don't have."
--Troy

"Me and some of my friends are saving some BIG BUCKS."
--Toni, 9

"When I make money I try to save it and spend it on things I need that my parents do not have the money to buy like clothes."
--Sabrina, 13

"Money isn't important, and you should save your money instead of spending them."
--Ray, 11

"Taylor you are so right. I save my money till I want to get something really bad and it helps me out."
--Sarah, 8

"Well what I do is when I get money I'll put it in safekeeping like a piggy bake or my wallet (for kids). Then if I see something I want at the store I'll write it down and buy it another time. But I always remember to SAVE MY MONEY!"
--Zoe-Isabella, 9

"I spend my money carefully I check how much I spend before I spend it so I don't waste it. So then I can save my money for something useful."
--Saralee, 9

"I always save my money in the bank in a CD and earn a load of interest! But if I want something, I plan ahead for it and save extra money..."
--Tay dood!, 10

"I spend smart by saving a lot and buying a little."
--Taylor, 10

"So so. I get $20 each week I spend 10% Of and save 10% of it. Try it! Now I have $300 ha ha TTYL."
--Alyssa M., 9

"I think should save up all your money then spend it on some thing you really want. =)."
--J'son, 2

"I am not a very good spender, but I am trying to get better, that's why I am here to learn about money, and money smarts."
--Savannah, 12

"I am da biggest shoppin freak! (-= bUT my parents say that I have to save money so I don't have to ask them to but me this or buy me that. I don't get allowance from my parents I only get it from my grandma! She only gives me like $5 so it is worth it! But she would spoil me for anything! So from now on I have to save for what I want!"
--SADgurl07, 11

"I bye lower prices. Because I want to bye some thing I want. My mom has me bye food for the day. She says I can bye some thing with left over money."
--Abrianna, 11

"No I'm the only child. So I get what I want. I get money from my dad every 2 weeks. For $203.00 I want to get an ipod $200.00-300.00. I'm not a good money spender."
--Cindy, 13

"From Dalton high school I save money by not having any money!"
--Tenne S

"I always spending smart except when I go to the mall and go to rue 21."
--Shamara, 9

"Blah blah blah house needs???"
--Anonymous

"I do. I don't usually spend my money but whenever I do I buy stuff that I need. Most of the time I just put all of my money in the bank."
--Bubbles, 12

"I'm a smart spender because I save my money and save it for stuff I really want. For example, I have my own bank account and deposit money; it really adds up for stuff you want to save it on."
--Hannah, 13

"Not really but now I am really 'cause I started in Feb. And now I have $127.00! HA HA HA HA."
--Alyssa, 9

"BUY your school things. AND some for food. Some for your own things."
--Fahim, 8

"I do. I have 100 dollars in my bank and going up. I wuz so smart that the school gave it to me! Yea."
--Chrissie-Marie, 11

"If see something that I want and I have enough money to buy I'll buy it!"
--Ashley P, 10

"I don't spend any of my money because I want to save it all up so I won't need credit cards when I'm older."
--Faizah, 12

"I am scared of drugs and medicine. I am so scared I don't touch it."
--Sanjiv, 8

"I save my money in a piggy bank, and I buy used toys, in garages, thrift stores, I save a lot because new toys are expensive."
--Wilfredo, 8

"Just being patient waiting on sale items, used, or clearance items, being patient when going to the store, comparing prices, from one store to another, that's it you get more stuff and keep more money in your pocket, isn't that smart?"
--Smart kid., 8

"I don't save my money very well and tend to try and spend ever little cent I have on things that won't last very long."
--Melissa, 12

"I don't really think so 'cause before I started saving I always had to spend my money which now I can't find a thing to buy! So if you aren't a smart shopper thins could happened. So be a smart shopper! Or else!"
--Alyssa M, 9

"I buy sweets and then sell them at school make loads more money than I had."
--Roxxy bbz, 12

"I save lots because I don't splurge on clothes and shoes (My mom buys them each at least 3 times a year: Before School, Before Summer, and maybe in between) or things like purses or makeup or jewelry or other girly girly stuff. Instead I buy the latest things like Webkinz or Pokemon stuff or my bank account if I make 50 dollars or more. I also frequently make donations."
--Katie P., 10

"I put it in the bank."
--Ashlyn, 11

"I would like to save money, but it is a lot to do. But I am going to try to raise money, and give some to my family, and to charity, so they can have food to eat, clothes on their backs, and with a roof over their heads too. And so they can be very healthy, and happy too. Also it will be very nice to do something for somebody else instead of yourself, and your family. And I think it is nice too."
--Nyny, 9

"I am not a smart spender dude I spend like all my money on clothes and shoes. It is so much fun bcus I like go to the mall and spend spend spend!"
--Nichole, 13

"I would save it all in the bank and then buy airsoft guns."
--Funny lil boy, 8

"No I am totally not a smart spender but my brother is he doesn't spend any of his money."
--Jhl

"I would put it in the bank get some more money then I would buy poems and sum 41 CDs. I would also put it in my Lionel train bank."
--Llama, 9

"I save all of the money I earn. When I want something, I wait until my report card. If I get A's and one or 2 B's, my mom will reward me with something. If I CANNOT WAIT! I use my saved money to buy it!"
--Anna, 12

"I'm a smart spender because my dad is a financial advisor so he deals with money every day."
--Sydney, 8

"I save my money for book orders."
--Kaylee

"Okay! You all stop complaining about your allowances! (Not here but on the MY ALLOWANCE thing. But it is closed so...And this is the place to talk about money) I GET NOTHING! Zip, zero, nothing! Do you see ME complaining????? I have five hundred dollars in the bank and a hot guy that likes me. A BFF and some other friends (Guys included. ) So My life is good. EVEN WITHOUT AN ALLOWANCE! So ya'll stop complaining! '’Äòcause no one wants to hear it..."
--Madi : -), 12

"I think that I spend money on the things that I need!"
--Mackenzie, 8

"Give it to God."
--CountryGirl, 12

"Vanessa why spend you money on a crazy book like all girls why not."
--Makayla, 9

"I try to save."
--Me, Alyssa, 9

"Bank saving account, spend it, give it away. I like to buys, Hallmark card, DVD, movies, games, and books. 1-29-08."
--Emily18

"Here's a tip for saving money: LIMIT stuff you buy. So when you go to the mall don't buy everything on the shelf get 4-5 things and go back next week to get the other stuff you wanted."
--Molly, 10

"I save my money to buy something I might want later. I would put it in the bank, but I can't because I have to but $20 a month, but I told get that much for allowance. I don't really buy much unless I need it."
--Kipton, 12

"Some people are lucky. They get $20 dollars a week, AND money if they get good grades, and also they don't have to do chores or anything. I have to work for my money, and I save it. I think I am a VERRY smart spender, because I only buy stuff I really REALLY want or if I need it."
--Abi, 12

"I save my money."
--Jooking, 10

"I just see what I want. Save 4 it. Then when I get enough money to buy it then I will. Simple as that. =]."
--Nischa, 12

"I have a savings account at the bank that way I get interest."
--Alisa, 13

"I put my money in a bank account at a bank, this way it is harder for me to get."
--PoLkA dOt, 11

"If I see any Naked Brothers Band stuff in a magazine, I buy it."
--Happy Bunny, 11

"If I see a movie I want I first check the library for that book or movie. Also if I see something I want I will first check to see if I have at least $5 more than the thing costs."
--Mary, 12

"I will usually spend money only for things I know I will use more than once and like it. Sometimes though, I spend my money for silly things."
--Adina, 11

"Instead of a spender, I am a saver. Here's a funny story that I remember about my brother. Two years ago I had around 160 dollars saved up for anything special. On a weekend around that time, my 7 year-old brother was a super spender. He spent it mostly on toys, our money came from the source of birthdays. Well, he really wanted to go see a movie that only him or boys would like. Our dad said to him "Only if you can pay for your ticket." Sense he spent almost all of his money by then, he came downstairs with hundreds of coins and said "Ok, but you got to help me count." We just laughed and laughed. Then our dad said he'll pay and then they left. My brother told me he had enjoyed the movie a lot, when they got back home. While our mother and I got to hang with each other and talk about school a stuff."
--ILoveFamily2, 12

"I have never considered myself a "Smart spender". But when I'm usually saving up for a webkinz, then I usually consider myself a "Smart spender"."
--Uriel, 11

"Ok so...I kinda got my parents to buy Hannah Montana tickets for $500 for four tickets. We were originally going to buy some for $600 but we lost the bid. I was glad we lost the first one 'cause that's a lot of money to spend on four stupid tickets."
--Dorinda, 12

"I do, I leave it in a pouch and use it when I need and want to use it."
--Kammi, 12

"For stuff like music, I don't buy CDs. I use my brother's playlists on Itunes to find songs that we both like. If he doesn't have a song I like, I try my friends, or eventually I buy it from Itunes. I don't really spend my own money much. My mom buys my books, or I get them from the library. I have a clothes budget. I can buy pretty much anything I want as long as I don't go over it. The only thing I spend my own money pretty much, is on jewelry. Then, I but the on-sale stuff from Claire's."
--Rose, 12

"I am a very smart spender. When it comes to money, my friends call me Miss Moneybags. I hardly ever spend my money on things that aren't useful."
--Eliza, 9

"I consider myself a smart spender because I save more money than I spend and if I do spend money I try really hard to spend it wisely. (:."
--BeachBumm88

"Everyone here is different. Where is fredthemoose and Rachel? I always save and now I got 16 pounds. Anyone from London like me???"
--Coconut, 9

"I am really good because when it comes to buying gifts I need to be really sure if it's good value or not (sometimes)...But if I get to overwhelmed about the gift and I just really need it then I buy one for myself so after that I'll force myself to not buying more stuff for about 2/3 months when I get money next time. TAKE THIS ADVICE IT WILL REALLY HELP YOU! (it helped lots of people I told)."
--Joy, 11

"I wouldn't consider myself a smart spender because I always want something first, before I can even think about how much money I have."
--Lashawn, 12

"Yes, I do. I save my money and probably have only spend my money once or twice. Like I said, my parents give me money to spend for clothes and such. I save money by doing chores and animal/dog sitting..."
--BusyGirl123

"Right now I have about $4000 dollars in my bank account now so I can save up money instead of spending it."
--Tiana, 9

"I am not vary wise when it comes to spending things. I always want to buy toy with the money I get. But my mom thinks I always spend it vary wisely."
--Danielle Sturgeon, 11

"I consider myself in the middle because sometimes I spend a lot but one of my goals is to save a lot for when I get older too..."
--Ashlie<3, 12

"I am a good spender because if I look at something that I really want to buy I look at the price tag and if it to much I put it back down. So I really don't buy a lot of stuff and I save money and use money wisely."
--Mariah, 11

"YES! I like never spend any of my money."
--Annie B, 12

"I always spend my money on electronics on the next new thing and I get so caught up in everything."
--Natalie, 11

"My parents give me money I put it in my piggy bank."
--Justin S

"I spend lots of my money on celebrity magazines just for articles about The Naked Brothers Band. XD."
--Happy Bunny

"I am not a very smart spender because I always want tons of clothes. They are all really nice and my parents say I can buy the exact same thing for less money but that is not exactly as good as getting DGK, DC, KR3W, C1RCA, VOLCOM and other companies that make clothes with their logos on them, because of me pretty much only wearing skateboard clothes because I skateboard all the time."
--Joseph, 11

"I always give my summer allowance to UNICEF, and that's a smart spend. Also I gave all my birthday money to a food pantry, so they can buy more food."
--Anonymous

"NNNNNNNNNOOOOOOOOOOOO!"
--None of Your Beezwax, 8

"To-go pizza."
--Joeymascio, 13

"Ehh. Not really. I wish I was. But I am wanting an Ipod Nano. If I don't get it for Christmas, I'll ask for it for my birthday, or maybe buy it! But I only have about $12.00."
--Haley, 11

"Yeah. I always save money. I have $800 dollars right now saving up."
--:) ) ) ), 13

"If I'm looking for something I want, I start looking for small things so we'll have more money for bigger gifts my parents might get me."
--Melannie

"Yeah, I guess I do. I'm sort of a pocketwad, but I guess that's not good because a person is rich only if they spend. And by spend, I mean to spend WISELY. I always save each cent I find and earn, and sometimes my mom is like, "Jennie, for every A you get on your report card, I'll give you six dollars, " which is AWESOME because I always get A's (or mostly get A's). I don't really NEED to buy anything because my parents buy everything, and besides, I'm not even old enough to drive yet, so how can I get to the stores to buy things I need? P. S. I think I'm a very smart spender because I save up money, but I don't buy things for myself. I buy 'em for other ppl or I give the money to charity. It's better to buy or give away money for a good ’Äòcause then for something unnecessary like a DS. What use is that thing for--Other than entertainment?"
--Jennie, 11

"I wanted to buy a Barbiegirl to go online. But I waited and I found out the site was bad. So I was smart about it. I'm a smart spender."
--Lynn, 10

"Every day I rake and I wash dishes. My mom drives me crazy sometimes."
--Anonymous

"I always save my money. Right now I have 506 dollars saved up in the bank."
--Brad

"I barely spend my money on anything. Only really important things. I just ask my mom. If she says no, I live without it."
--Rose, 11

"Hi. My name is Jaylin C. I am a really good spender. Here's a tip: if you don't know how to count money, ask your parents or a teacher."
--Jaylin, 8

"I need to spend money wisely."
--Lind, 8

"I think I am a very smart spender. I save my money to buy myself something special. Like, if I know that what I want might be something that I could get for my birthday or something, then I don't buy it. But if it is something special, like a designer purse, I save up for it (my mom doesn't believe in buying those). If it is something that I can get almost the exact same thing for less, then I get the cheaper thing. Or, I look on eBay or places like that..."
--Elizabeth, 13

"I really don't consider myself a smart spender. 'Cuz whatever I see and like it I buy it. O and yes Aeropostale And Hollister r so cool."
--Love 2 shop

"Hey guys, don't believe everything that you see. Something that sounds really cool, could turn out to be a dud. Also, don't let employees do your thinking for you. If a waiter asks if I want desert and I do, I say, " Sure. That is if I want to. But I don't let the waiter do my thinking."
--HannahMontana

"I do not know how 2 spend smart, that is why when I have money I just need to buy stuff. In the end, I check my purse and the money had flew away, with all the stuff I had I use them but I begun to miss all my money."
--Nor Liyana F, 10

"I have lots of money. Some is from holidays, some is from my allowance, and some is from my dad. My dad likes to bet me and my sister about things. For example, sometimes he will bet us 50$ each that the person he is calling won't answer the phone, or something like that. And we usually win. It takes a while for him to pay up, but finally, he does. I am a smart spender. I only spend on something I really want, like a shirt that my mom will only pay half the price for. Or sometimes, maybe some candy that I want. I usually spend about 15$ a month, so I don't spend much."
--Matthew_hearts, 11

"Hi I'm Steph, I think when I spend my money I go really crazy with it. I don't know if I should buy something that will break or expire like maybe a year or months away from when I buy it from that store. I hate it! Should I just let it go?"
--Stephanie, 9

"It is not wise to spend money on an impulse. YOU have to think about it, and if you decide you need it..."
--Olivia

"I do...NOT think I'm a smart spender! I waste my money on small toys I will lose, and the ARCADE! I love the ARCADE!"
--Katey, 9

"I think that I spend my cash-ola pretty well. Or I could, but I live far away up in the hills. Oh well."
--Hope, 10

"I don't buy anything until I'm sure that's what I want."
--Brianna F., 11

"When you want to save up for something, don't let other stuff make you spend your money when you're saving it up."
--Radesha, 10

’ÄúI make a budget. I look at how much the stuff is and then add it up, and if I have too much I put stuff back.’Äù
--Sammy, 12

"When I have money, I look for bargains, but I can never resist if it's Harry Potter related!"
--Bugzey, 11

"I think I am a smart spender. I bought a Nintendo DS lite. It was a lot of saving, but I did it!"
--Kiairah, 10

"My mom keeps it or I put it in my piggy bank."
--Stormie, 11

"I save money by working a good job for kids and waiting for my payday you can call it."
--Daniel, 11

"I think I am a smart shopper...I try to get stuff on sale. A few months ago I used to buy all the designer clothing, shoes, and purses. But, all that changed when I changed to homeschooling. Now anything I wear goes!"
--Jessica, 11

"Yes. I am a smart spender. I saved money to buy a cooooooooooooooooool "PSP"."
--Mahir, 10

"Yes, I do consider myself a smart spender. Some great advice is: "Wait until it's on sale. You'll get a better price and still get what you want." Also, before you buy something, think-is it worth spending a huge pile of dough?"
--SmartSpender, 9

"To save money, I use three jars. One is labeled "Spend", another "Save", and the last one "Give". Whenever I earn money, I split it as equally as I can. If it isn't equal, I will always put a little more in the "Save" jar. I only use the "Spend" jar when I want to go shopping. "Save" is to save for something big in the future, like a car or college, and I take it to the bank every time it's full. "Give" is for me to buy birthday presents or to donate or things like that. It is a great way that helped me save my money."
--Ashley, 13

"I spend my money on clothes and important thing I don't make my mom buy Bratz or Webkinz that is Christmas and my b-day. Previously I had a fundraiser for Down's Syndrome kids and we raised money selling lemonade then we raised some without doing a fundraiser! So that's good enough for me!"
--Marissa, 9

"Yeah, I usually don't ask for much. When I do, its only when I need new clothes because I outgrew my old ones, it Christmas, my birthday, or something like that. I do get things every now and then...But not much. I like to try to save money."
--Laura, 12

I have 23$ in the bank I call Mom". My mom holds my money until I have enough for what I want. For example, I ask my mom for a video game I want. She holds my money until I earn enough.
--Racel, 9

"My daddy is nice and my mommy is nice."
--Marquiesha

"I don't do chores usually, all I really have is from teeth, and birthdays/Christmas. I do have a ton of coins, though. I'll have to count them."
--Not telling., 9

"When I have lots of money I'm afraid I'll waste it all, so if I find 2 cool things, I choose between the 2!"
--Kayla, 12

"Not really. I carry around a lot of money in my wallet, and often I buy things just because I have money. Like when I go to the candy store with my friends, I'll buy lots and lots of candy because it's so cheap and then I'll realize that I can't eat it all. I've been trying to be more careful about spending. Maybe I shouldn't carry so much money with me, so then I won't spend as much."
--Kiera, 11

"Heh. Not exactly. I splurge a lot on clothes. I would pay for it but you know, child labor laws and all. I can't get any job. I love Aeropostale, Hollister, Abercrombie kids, Roxy, and American Eagle. Oh yeah, also Coach & Juicy Couture. So you can see how the price can get a bit out of hand..."
--Kimberly, 10

"Right now I have about $250 dollars. So I would think about how much money I would have after I buy something."
--Annie, 8

"I buy cheap things like, say, little games and action figures and card games and other stuff."
--Casey, 8

"I don't save money. I just use credit cards..."
--Hayden, 13

"Yes, I do think I'm a "Smart spender, " because I only buy things that are a really good deal or that are clearance or on sale. I also buy a lot of things on the Internet, like I got my camera and my Ipod on the computer for a lot less than at the store. I got my Ipod (nano) 4 like 120$! LOL!"
--Mizzjack31, 12

"I keep wanting to spend the money I saved for a long while! But then I always think...I could use it to buy souvenirs on our next trip to Florida!"
--Jenna, 9

"I want to save my $ for an Ipod!"
--Jenna, 9

"I babysit tons of kids so I can earn money, but the kids aren't listening. They run around and break stuff. What should I do?!"
--Jasmine, 13

"I save my money from my lunch money. I have this can that says spend and save, so I know what money I save and spend. But I spend most of my money I really need. Don't let the commercials make you buy things that you don't really need!!!!"
--Aries, 11

I dont like spending my money a lot, cause I like to save my money.
--Esa, 11

My sister gives me money to clean her car and my mom for cleaning the yard. My mom pays me 20 dollars, and Yuriko my sister pays me 15 dollars. Thats how I get my allowance.
--Esa, 11

Hay! You have money and do not now how to spend it? well think of it this way: you can save it to go to collage!!! Love, Brittaney.
--Brittaney, 11

I love spending money!!! So I run out pretty fast. And I got sick of working for just junk. Now the only stuff I buy is stuff for my band.
--Andy, 10

I don't need it, but who cares?
--Carley, 12

I consider myself a smart spender. I save my money for something I reeeaaally want and then I take some money out of the money I've earned (maybe 40%) for something else I want.
--Anonymous, 11

I spend most of my money shopping for things I want. My parents buy me things I need.
--Jessica, 12

I cant figure out why Im spending so much money! PLEASE HELP!
--Shania, 11

Maybe???
--Alyssa

Don't fall for those toys you see in fast-food restaurants. I like them, but I don't let the toy make me come there every day. REMEMBER: Don't let an employee make you buy anything you don't want.
--HannahMontana

Money is a very good thing that we have developed in this today and in my opinion kids and adults are spending it on all the wrong things. As in, you could ask an adult or kid what they would do if the got a million dollars and they will say I would spend on everything so my life can be perfect and you are definitely right. I mean they put money to do something with it. So I say to America: spend it all for everything that you want not on what the people down the street want. Its your money and your life. Do what you want with it. LoVe MEGAN. SHOW SOME LOVE. MWAH!! : >.
--Megan, 12

NO, NO, NO, NO, NO, NO, NO.
--Webkinz Girlz 101

Im sorta a smart spender cuz I like to spend a lot. I save money by keeping it in my purse. And I try to save for things I want or need. Peace!.
--CreamPuff, 10

Yo Keith: a lemonade stand is a stand on the sidewalk. Tomorrow after my Saturday & Sunday school the lemonade will cost $1.00 and customers spend $36.00 + 45.00 = 80 at Westside Park. From Rashid.
--Keith, 9

Spend your money on things you need to live.
--Karissa, 9

I am not a smart spender because I get $150 a week, and in one day I spend it all up at the mall because I just go crazy and like to buy everything from every store...
--Melinda

Well, I've been saving money for a club house that Im building with my friends, and so far I haven't touched any of it to buy stuff I want for myself. I consider myself a smart spender. Also, when Im shopping with my own money, I look for sales. So Im a smart spender and saver, I guess. Oh, and I know if this gets posted up you'll ask how much I've got saved and we've got $200. Not that much, but oh, well. Bye.
--RonWeasleyGirl, 11

I like to spend money, but when Im at the store with MY money, my friends are like SPEND, SPEND, SPEND! And Im all: Well, I don't want to spend too much either. I consider my self a smart spender on Millsberry. Com.
--Perfect_nobody, 11

If I had a 1 million. I would give some to my friend who don't have lot of money. Half in saving account and part spending...
--AKgirl18

No I am not good at spending smart. I spend most on Webkinz when I have 15.
--Alyssa, 9

Said my grandmother, I need to spend my money in subjects, projects, and other things.
--Leiza, 8

I aint a smart spender, believe me. I only have like 30 bucks in my bank.
--Jon, 9

Yes I do, because I only spend things on what I really need, such as clothes. I save my $30.00 a week and every Friday, Saturday and Sunday if I want something I could buy it.
--Jessica, 11

I am a very smart spender because I never wish I would not of bought something also I just save money by saying do I really need that then usually I say no.
--Taylor, 11

I consider myself a smart spender because I look around before deciding to buy I. E. If I want to buy a book, I look around bookstores to see which stores a) sell the book I want cheaper and b) if they carry the book I want. I usually look for clothes in the bargain area because if it's there, that means everyone has stopped wearing it so no one will be wearing the same thing.
--Izzy, 13

I love spend money mostly time I save it. In my saving account almost 1,000. Thats for the future.
--Akgirl18

I don't have an allowance so I can't spend any money at all! But I don't care because if I did have an allowance, then I would spend all my money on books, books, and more book. My mom says that I can only read one book every three days because my eyes are getting bad. Sometimes I don't care about my eyes but my mom doesn't want me to read too many books. She knows that if I get an allowance, I would spend all my money on books. I don't think Im a smart spender but my best friend sure is. She saves her allowance for four weeks and then she spends half of the money on clothes, candy, and posters...
--Hannah, 9

What should you spend your money on?
--Ashley, 8

IM AN EXCELLENT SHOPPER! Dudes, get this! They had Game Boys on Sale for $69 a piece. I got the game boy color for $69. Anyway, I save money by begging strangers for money. I just got a 20 from this dude at the grocery store. Pretty Sweet EH?
--SmartShoppa, 11

I am a very smart shopper. If I want something I MAKE SURE I get what I went into the store to get. What I do is I go into the store and I walk through the isles looking straight ahead not at what's on the shelves. I go down the furniture or baby isles to avoid something I don't need. Once I get to the isle I need I look for what I came for. Once I find it I do the math and see how much I'll have left over then I'll start looking at other things.
--Brittney

I spend my money on stamps for letters to my pen pals. I wish they wouldn't make them so much $.
--Maria14345, 10

One thing. Most of the time, I can't spend money on anything. Either I don't have my purse, or I don't have enough money, or simply because my mom won't let me buy it. I. E. I was at Target, and we were walking through the starwars aisle, and I saw a starwars action figure that I REALLY, REALLY, REALLY, wanted to buy. I had my purse, I had my money, but my mom would not let me buy it.
--Hannah, 10

Yes, in fact I do. (Not trying to bost or anything. ) I do consider myself a smart spender because I save most of my money that I earn. I save my money for the future, and on things that I want and need. I do this by working hard, and saving up spending money and saving money in two seperate bank spaces.
--BusyGirl123

Yeahh. I consider myself a smart spender. I save money for things I want, and I also but some of the money in the bank for future purposes. : ].
--Monica, 12

I like to save money for special times.
--Bella, 9

Not often only if the thing I want is pretty.
--Neveisha, 10

Hi I spend my money and I spend it on stuff I need like food and other stuff and my mom and dad take me to the store I get stuff I want?
--Tynika, 10

Most of the time I am a smart spender. Im not impulsive and I always go for the cheaper option (or the more worthwhile option). But sometimes I spend too much on things I don't really need.
--Kate, 11

I consider myself a smart spender. I only buy things I need. All the rest I save. I save for college and a trip to Australia where my sister is going to be a missionary in. Also I have money put aside for presents and pleasure.
--Pop, 13

I love money but Im saving up for Christmas even if it is 6 months. I work and do chores.
--Chilean Girl Gery, 11

I would do chores.
--Kyndall, 8

I've always been good with money, I always save up a huge amount of money and then one day when Im in the mood to buy something I just go crazy! Its so fun!.
--Casey, 11

I think if you are a smart spender you should spend your money wisely. Do 't spend it on stupid stuff like a video game when you need new clothes.
--Sombero, 12

I think I am a smart spender. It usually takes 10 minutes to decide if I want it or not, unless I specifically went to buy it...
--Jerold, 10

If I have very little money I just buy something cheap, like $1. 00.
--Carolee, 8

Not really. Im very stubborn and won't stop when I put my mind to something no matter what. I see something cute and I need it. I buy anything that is cute!
--None of ur business

"I think well yes. I buy cheap stuff."
--Shan'tarah, 10

"On every pay day I get allowance and I put it in my bank."
--Audre

"I'm feeling upset right now."
--Julie

Man, I am the best moneymaker. I will buy the cheap stuff first.
--Anonymous

Hello. I like using all of my money buying hot Cheetos.
--Erick, 13

So I just put my money hidden, and when I dont have money I just go and get the money and waste it. Allll of it. Ok, so bye.
--Anonymous

I am a smart spender in my opinion. The reason is that there's nothing out there I really need to buy. When I go to the mall with friends I usually put the limited amount of money I want to spend in my pocket but encourage myself not to spend it all. Another way to save money is to put it in the bank and withdraw it when you really need it. Another way to save money if you like to shop is to get a job or earn money for doing odd jobs in your neighborhood.
--Lucy, 12

Tip: Do not believe those ads you see. Those ads may not be true.
--LittleMiss Popular, 12

Yes, I do. I just save money any way/whenever I can and I don't usually buy expensive stuff, so my money amount stays mostly the same in the long run.
--Veronique, 12

You should spend your money wisely. Spend it on more things you need than want. You'll save money for those wants too!
--Sunshine

I have used tips and tricks over these couple years to become a smart spender. I use store credit if I cannot fully return something, I keep all receipts when I buy something, and I check out the nice looking sales at Russe and Forever21 when I shop. Those are very helpful!!!
--Lexa, 12

Once I bought this huge, furry stuffed animal monkey and then I brought it home and totally hated it!!!!! = ( I have been learning to shop smart after that buy!!!
--Rebecca, 11

I am NOT a smart spender. I buy things and then 10 minutes later say OMG I can't believe I liked that 10 minutes ago!!! =P.
--TheBigCheese, 11

Im starting babysitting when I am 13 because I wanted the extra money to get things I want, like handbags and tops. I don't normally spend it on things like food or drink. I find it really hard to save up money because I hardly have any money in my bank account for Uni but I know I will need it. Any ideas for what I can do for money until Im 13??...Help.
--Suga-xx, 12

Vanessa, 11: ur a really smart spender.
--YogaLover, 11

Well I just stick to the things I need lik3e half of my school stuff and if I have like a little bit of money theft I buy myself a lolly sometimes.
--Taylah, 12

Not really...: p...I wish I did though.
--Macy, 10

I would say no! Im not a smart spender. I hope that kids can give me the advice I need! Ive been reading this book called A Girls Smart Guide to Money. It's been helping me a lot!
--Pamela, 10

To: Zoe, 10: how you get $800 a week? How? Tell me.
--Timmy, 9

Im a really bad money saver. If you give me a million bucks, it will be gone in a second.
--Yuki, 13

Well I am a smart spender. I only spend my money on things I need, things that help me make money, and things I love. I save up all of my money by winning speeches, working around the house, and saving up my allowance.
--Sonia, 11

Yes Im a smart spender because when I buy things I make sure that the prices are reasonable and cheap...(Im bored so I wrote this).
--Chasity, 13

Yes I am. : ].
--Alyssa

I am a smart spender. If I had a family I would first spend my money on things I need then I would spend it on the things I want...
--Leah, 9

I am not a smart spender. I like one thing, buy it, and then five minutes later I throw away the receipt, try it on and hate it!!! STUPID ME I KNOW!!!!
--Anonymous

Umm not sure if Im a smart spender or not...LOL! Probably not as smart of a spender as I would like to be lol.
--Cutekitten, 12

I love to spend money!
--Nicole, 11

I rarely spent money, but I'd love to go shopping for shoes, tons and tons of shoes =) =) =) =).
--Tiff

I would save most of my money for probably college but also keep a small budget and spend some. I will give some to charity...
--Nivedha, 9

I guess I am a smart spender cause I would usually buy like one thing every year with my money the rest Im saving for my future.
--Vanessa, 11

New clothes.
--Kelsey, 11

When I buy things I look at the price and see if it could be somewhere else cheaper.
--Danielle, 11

I save my money by making my own money jars by taking old bottles and containers and writing my name on it. I have a separate jar for spending money...
--Rebecca, 9

I dont think I spend money very will sometimes because I go and spend my money on candy but I also put some of my money in my bank account so I really dont know I would consider it good I guess!!
--Jaylynn, 12

A great way to spend money is for more supplies for sitting or save your money for something very important not something that's the latest trend because it will just be gone just in a snap!
--Lindsey, 10

I would start saving! No time to lose! Then buy the thing!
--Fan, 10

I have, like, $125! : -) I don't buy a lot of stuff. The majority of things I buy are coffee coolattas from Dunkin Donuts...: ) ) ) ).
--Hello

Madylon, 11, how did you get started babysitting? I like kids--I don't have any siblings though and I could REALLY use some extra cash! Like I heard about this other girl on another topic called Leilani- something and she's raising money to donate Bibles to poor people in India which I think is REALLY sweet and I wanna help too but I have zero cash and zero allowance. HELP ME HELP POOR PEOPLE!!!
--HilaryDuff, 12

I consider myself a smart spender because if I really want something, I'll look around for the best model (like for mp3 players) and the best price to pay for it, and I usually don't spend my money on things that I just see and have the impulse to buy. I also LOVE to bargain shop!
--TrainTracks, 12

I think Im a not so smart spender because if I start out with $160 I'd end up with $20 at the end of the day! Oh and that happed once!!! LOL!
--Amanda, 10

No...I have a bunch on junk that I bought that are collecting dust and I dont use...
--Anonymous

I consider myself a smart spender because I can save money and I only spend them on things I really want. Not random things. Like if I want to buy this DVD, I have to be sure it's really what I want. It has to be a good DVD.
--Jenny, 11

"I think I am a pretty smart spender. But every once in a while I splurge for a new outfit or something. I get an I owe you from my mother for 10 bucks every week, so I end up spending all that, but I babysit my little brother for like, $4 an hour. I buy stuff with one half, and then put the rest of my money in my toy ATM machine...
--ZUNE Princess, 10

Im getting $200 and Im not sure what I should buy.
--Eric, 13

This is a bit off topic but has this ever happened to anyone? Yesterday, a woman wouldn't let me buy vitamin water because I was 1 cent off!
--Julia, 12

Dont buy anything uncomfortable no matter how many people are wearing it.
--Sarah, 10

No, I am definitely not a smart spender. Im not spoil, but sometimes I spend money on something before actually give it a lot of thoughts.
--Anonymous

Im getting $200 and Im not sure what I should buy.
--Eric, 13

Yeah, I think I am a smart spender. I made a box where I put all my change in, and I was kind of saving up for a blanket that I saw at the store that was soo soft and cute. Then I wanted some of those leggings that you wear, like under a mini skirt or baggy shirt, I asked my mom and she said, sure I will give you seven or eight dollars but you have to earn the rest. So I took out my change box and counted out $4. 08. The thing was the tight were $16. 00. But my Dad gave me the rest. So now I have cute leggings!
--Maria, 11

Yes cuz I make sure I dont waist a lot of money.
--Destiny, 10

Buy video games used. They're cheaper than new games. Just don't buy computer games used. They could have viruses.
--007, 11

Maya and Miguel toys.
--Tia

I dont consider myself a smart shopper because I normally want every cute thing in stores and I LOVE chocolate and candy. I also love make-up.
--Amy, 10

I dont know what to do with my money?
--Nafis, 9

I would consider myself a smart spender. When I spend money on things I make sure I don't bring all my money so that I have money leftover. I end up with at least half of what I already had earlier, so when I earn more money, I get to had what I had of that.
--ZUNE Princess, 10

I dont spend very much money. Occasionally I might buy a birthday present for my sister, jewelry wire, or a book I've never read, but it stays in my purse a long time before I use it. I dont get an allowance, but somehow I still have around thirty dollars. I love Books-a-Million and sometimes I buy books from there like American Girl books.
--Mikael, 8

I think I need to be more careful but I do spend pretty good when I go shopping for clothes. However jewelry.......I don't think so. I always end up buying cheap jewelry. I also think generic versus brand name is a big issue, but to me it doesnt matter.
--Amna, 11

I love spending money.
--Hot

I save money by not getting toys and actually getting things I need...
--Stephanie, 9

I consider myself a smart spender. I only spend my money on things that I know I need. But if it's something like a shirt I want or an overdue book payment my parent will pay for......But it leaves me to pay for the rest...
--**Miss Misery**

If youre a boy this advice will come in handy. DONT SPEND YOUR MONEY ON YUGIOH CARDS. Its stupid you always gat the same ones. I should know. I used to think it was cool.
--Aaron, 10

I try not to buy tons of stuff, but sometimes I just have to cause I love it!!!!! I know how much to spend on something and Im always looking for the cheap deals, so I consider myself a smart spender.
--SwimFast

Always buy only what you really need and not what you can still buy later".
--Zainab, 10

Popular girl OMG! I have brownish red hair & have brown eyes too!!! Im NOT joking!!! man we cud b twins or something!!! Lol.
--Americangirl

I save for things I want but I spend a lot.
--Alec, 9

Yes, I am a very smart spender. I save most of my money in my savings account. I buy only the things that I really really want!
--Sarah, 13

Yes, I do. I try to save my money.
--Lauren

I wouldnt say Im the best money saver in the world, and I do spend money on things I dont really need, but I say if I put my mind to it, I could save a lot of money.
--Hannah, 10

I usually just have my mom pay for everything...I just ask my mom and she gets it for me...But I dont get an allowance so it is kinda like one.
--Violingeek, 11

Yes Because I dont shop that much.
--Brooke, 11

"I hate it when I have to stay home do stuff all the time. I want to go hang out with my friends but Im always busy. I think Im responsible enough to go to the mall with my friends for an hour or just play outside until my friends go home. I do my chores around the house and even do extra. All I really want to do is be able to talk to someone.
--Devon, 13

Most the time I can save up my money.
--Chimpgirl, 12

I am a not a sssssssssmmmmmaaarrrrtttt spender.
--Chria, 8

Sometimes...Things I think are sooo cool I just help from buying it!!! I just like have to have mostly everything I like!!! LOL.
--Lily, 13

I would think I am a smart spender, I check out whats cheap also and what looks cool. One day I was at a shop with my Mom, and whatever she looked at I said the price, like That cream is 45$! Plus it was in a small bottle.
--Carly, 9

I am smart to count money I need some money.
--Akenda, 9

I DO.
--Pussycat, 13

I spend my money equally, I divide my money into two parts and put them in separate wallets then into my purse. I use one wallet for what I need, and the other for what I want!
--Yokoshi, 10

"Miss Yori, no u are NOT the worst spender around!
--Yokoshi, 10

Hi Nicole watch out because there is another storm right around the corner.
--Mikayla, 9

I would never buy anything that I don't need. You don't either: ).
--PrettyPrincess, 10

Yes I am a smart spender because I spend my money wisely and try not to buy other things...Because sometimes I spend it a little too much. But not like spend a whole $50.00.
--Stephanie, 12

I like keeping my money, but I like spending it too!!!
--Bob

I might not always be a smart spender, but I am a good saver. I save my money until it is necessary to spend it.
--Katie, 12

The first thing I am going to talk about is how I save money. I save money by putting all my money from birthdays, holidays, special events, etc. It is vary hard to save money for the things you want and need these days. I only spend money on the things I want and need and giving to charity.
--Taylor, 8

Americangirl sorry I have brownish-red hair and brown eyes.
--PopularGirl, 9

Im a pretty smart spender sometimes. Sometimes I spend impulsively. I save things. I just put my allowance in my piggy bank and I check how much money I have later on...
--Karen, 11

Well I work so I really save a lot so yeah I guess I consider myself a smart spender but sometimes I want to go and buy a new movie right away.
--Skater Dude

Yes, pretty much...I basically spend my money on accessories, make up, and video games...But I don't like my job. My job pays well but it isn't fun, I get yelled at a lot and it's only in summer. Since everyone for some reason is talking about what they look like, Im about 5ft or 5'1'', with brown, long curly hair (and long bangs that get poofy at times), and brown eyes.
--MissMonkey, 11

I consider myself a big sender. I buy lots of stuff all at once if I have the money. But around Christmas time I usually set a budget for me && for the people that Im buying for...
--Erin

I write a list but sometimes that does not always work there are lots of things to buy it not easy to save but when I do save I find better things to buy.
--Wispe, 13

Nah. Not really! I ask money from my parents every time we go shoppin'. I buy video games, albums, clothes, books, lotsa stuff...
--Judy, 10

I do consider myself as a smart shopper almost all the time.
--Tonya

I have a hard time spending my money. I just hoard it away. Im such a miser XD! Tea time! Better run! Ta-ta!
--Alice L, 13

I save my money when I am at a party in the mall and I only have 10 bucks. I don't save when I have 100 dollars. You need to look at all the selections in the stores then go back and make your choice of things you want to buy!!
--Krissi, 13

I pretty sure I am a smart spender, in my own opinion. But in my mom's opinion, I like to shop a LOT. But, I look for the cheapest shirts at Target. And the cheapest Christmas cards and wrapping paper and stuff. If I were to count my money up tonight, I probably will have about $50.00. I like to spend when I have lots of money, but that's not very often. I have my own biz, so I get $3.00 every order I get. When I get money, I usually take $1.00 to spend. Last time I bought money I used my $5.00 allowance. Other than spending a little money every 2nd time we go to the store, I am a great saver and a smart spender...
--Rachael, 10

I don't think I am very smart at spending money. I don't have a job so I don't really get money. But when I get money it's gone in like a week. I save money by keeping it in my jewelry box...
--Anonymous

Popular girl Brown hair and green eyes? Im guessing...
--Americangirl

I would consider myself a smart spender, not to toot my own horn but it is my opinion. I babysit like three or four times a month. I charge a certain amount of money also. I charge Five dollars an hour per kid. So on average with this family that I babysit I earn maybe about fifty bucks, they are usually gone a while anyway. I love money!!!! I am trying to save up enough money to buy a plane ticket. I have enough money for that but I need to extra for college. I have a total of, , , , , , , , , let me count......if I am going to count tonight, then I would say $500 bucks. I really dont like to brag about it either. But I think my ideas might help other people.
--Madylon, 11

I love money I get to buy what ever I want with it!!!!!! But a lot of things are really really too much money!!! Ne time I saved up to $980. I know it is a lot!!!!!!!! So I spent a little bit then it became most of it!
--Allisen, 9

Well, I get $10.00 a week for chores so right now I have $70.00, I want to buy Christmas presents with it...Hey, Sillputty, Paris, and Hilary Duff, this isnt about what you look like its about spending smarts!
--Tegan, 11

Save up your money for a year you should have at least 100$ and then spend it on something you need or something you will use ALL the time.
--Rockr chick, **

If I were a Smart Spender" I would give some money to my mom, dad, sister, aunts, and on food, water, my bill's and for me. (For me because it's my money!).
--Cabbage Patch Fan 06, 12

I spend money on things I NEED like food.
--Ooooooooooooiioioioi

OOOOH! OOOOOH! HarryPotter-12 I know how to get $200! Ya know Readers Digest Magazine? They have a joke-page, go to the web site and when you send in a joke and they use it, you could get up to $300. I've never dun it but I was about to but this guy sent in the same joke I was gonna use and I don't know any more good ones. P. S I am the same person as QueenElizabeth and my lucky number is twelve so that's why Im using twelve now.
--HilaryDuff, 12

For those of u who thing Im a dumb fashion-obsessed blond, u are soooooooooooo wrong! I am from India so I really have tan skin, long curly black hair, and huge almost-ebony eyes. Just cause I love huge jewelry and tacky outfit's doesn't mean Im stupid cause I make straight-A's so HA HA HA or HO HO HO or HEEEEEEEEEEEEEEEEEEEE HEEEEEEEEEEEEEEEEE or *chuckle*, *cackle*, *giggle*, *chortle*, or just *laugh*! HILARY DUFF ROCKS!
--HilaryDuff, 12

"I am a smart spender because one time my mom gave some money to spend on toys but I got a book instead."
--Ephraim, 9

"If you don't bring money you don't spend any."
--Isabel

"Paris (9) I'm taller than you. Picture a girl with brownish-red hair, brown eyes and 4'8. ;)."
--PopularGirl, 9

"Yeah! I've been saving my money for years so someday I can by a dog! Your friend Devan a fan of: IML."
--Devan, 8

"I think if you really want something save up for it. One way you can save is by when you get you allowance you save half of it for what you want and the rest you can spend."
--Irma, 12

"Sillyputty, I'm just kinda curious but how do you picture me?!?"
--SoFlyButtafliesHate

"I am a girl who likes to play with my friends. I COOK GOOD FOOD WITH MY FAMILY. BYE."
--Lili, 12

"PopularGirl: You're awesome!!! You responded to what I said, thank you so much! I'm happy! : ) : ) : ) ! *smiles ear to ear*."
--MissMonkey, 11

"Anyone: Try imagining me. P. S. : I do not have blond hair and hazel eyes!"
--PopularGirl, 9

"London-oops! I guess I was off by a ton!!"
--Sillyputty, 99

"I think that I waste all of my money on chocolate HELP ME!!!"
--Te-Ahna, 12

First of all: I DON'T EVEN GET AN ALLOWANCE! I have never saved a thing in my life. Seriously. One time I got $100 for making straight A's and the first thing I did was to go to Claire's (for those of you who don't know what that is, it's an accessory store for people like me who love super-shiny-BIG-earrings! ) I spent $20 on earrings and the rest on shoes and food.
--HilaryDuff, 11

Okay, Hannah 8, no offense but HOW CAN YOU SPEND YOUR ALLOWANCE ON MATHBOOKS? ! If I got $5 a week, I'd spend on jewelry! By the way, I AM A 100% GIRLY-GIRL- I have never been to a baseball, basketball, or football game in my entire life and I never will! P. S. SEE CLAIRE'S. Com if you are a fashion-freak like me!
--HilaryDuff, 11

What should I do.
--Macoyia, 11

MissMonkey (11) : Thanks for the advice! : ).
--PopularGirl, 9

JS-I am black straight smooth hair and bronze skin.
--Sillyputty

Think to yourself every time you want to buy something: do I really need this?
--Stephanie, 13

Silly putty, I have brown hair mixed with gold and hazel eyes!
--London, 10

Js almost right I have blondish brown hair thats down to my back Im short 4'2 and green eyes.
--Paris, 10

"20 words no no no no no no no no no no no no no no no no no no no no.
--Natalie, 11

Yea, I have like $60 in my wallet, and Im saving it for a new cell phone. So yeah, Im gonna buy a super sick one in February of 2007. I can't wait. But yeah, I save money, I mean Im too smart now to.
--Katey

I spend if I see it is like 2 or 3 bucks.
--Naomi, 8

Everybody, Im getting really confused, because everybody is changing their screen names, and I can't rememeber who is who anymore.
--Lori, 11

Sillyputty: Yeah! You're pretty much right! My hair is like that, and my hair is very long. Except it's kind of more blonde than brown. It's not real wavy, but it is kind of. My favorite color is purple, and I do like to wear this purple shirt. I like to play with my friends, but not get in the mud.
--Lori, 11

PopularGirl (9) : Get whichever doll you like best but, I wouldn't get too many dolls if I were you. I say this because Im only two years older than you and HATE all types of dolls. Worst than that I have like, at least 100 Barbies I got when I was little that my mom wont let me get rid of. I boxed them and am about to put them in storage though. But, what Im getting at even though I keep on talking about other stuff, is that you shouldn't count on other people to tell you what you should buy.
--MissMonkey, 11

Well, I wouldn't exactly call myself a smart spender. The smartest thing I've done so far is that I bought a ticket to the winter ball. I live in Canada though...
--Nicole

London-I never did picture u from London. I thought u were from NY or some other big city. Blondie that looks like a mini Hillary Duff. Wears a lot of striped shirts w/ skinny jeans.
--Sillyputty

SillyPutty: Ha, no, I don't really look like that. First of all, with my general klutziness, skateboards are weapons. I have curly brown hair with natural blonde streaks, that comes to the middle of my back, and green eyes. I picture Paris with long black hair and green eyes, and quite short (no offense. Harry Potter, I picture with dark blonde or light brown hair, and blue-green eyes. Largely because of the name Chocoholic, I picture you with dark brown hair and dark brown eyes. I imagine Violet with dark blue eyes and dark brown hair.
--JS, 13

I have like 2 dollars rite now and we r having a scholastics book fair in 2 weeks. I need 2 buy books! LOL I heart books but my mom says that I should go to the library more, I use my own $$$.
--Sillyputty

One thing you should never buy is food. You can get it at home for free, so it's just a waste of money.
--Socrates

Sillyputty how do you picture me?
--Paris, 9

I only spend money on things I need like I only have three school shirts and they have lasted me 2 years of school.
--Anonymous, ##

Should I change to Polly Pocket? Fellow IMLers, choose.
--PopularGirl, 9

Lori-Light brown hair, kinda wavy and long, purple shirt w/ nothing on it, short sleeve with light blue frayed shorts and plays with friends a lot, get dirty with mud.
--Sillyputty

I buy what I want, when I want!
--London, 10

I neeeeeed it to buy some stuff for my pets.
--Trace, 9

We are fun to play with because you make me smile. I love PBS kids because Maya is fun too. I love you Maya.
--Sheronda

Hear ye hear ye I have my alias instead of abbey Im now London!
--London, 10

When I started to have my own money I had a bad habit of spending it a soon as I got it I just could not control myself, after I made a really big mistake I had to find a way to save money so I found that when I don't have all my money with me at the store or the mall I can think about the stuff Im getting instead of getting junk just because I have money with me. So I opened a savings account at the bank. It helped me control my spending habits.
--Nina

Silly Putty! Hahaha! I WISH I looked like that but I dont I have long red (copper) hair that comes down almost to my behind and I have brown eyes and I am 4 feet and 6 inches high and weigh about 95 pounds. But dont feel bad that u got it all wrong! How about u guess what my fave color is?
--Americangirl

SillyPutty (10) how do you picture me?
--ShiShi, 10

Sillyputty: How do you picture me? If u tell me, I'll tell u if you're right.
--Lori, 11

Well, I go help my dad upholster church benches and I get a lot of money! Last time I got 72 dollars! But, alas I spent all my money on books and art stuff. So no I would not consider my self a wise spender.
--Fluenza, 12

I might not be a smart spender. It's true, maybe.
--Betty, 12

Sillyputty: how do you picture me? P. S. Im not from London!
--London, 10

Should you buy an according to the cheapest price or the better quality? Elizabeth, 9 Both! But that is hard, except for sales and clearance is a good deal 2!
--Sillyputty, 10

I am so not a smart spender! Ok, like right after I get my allowance I buy a book, a new CD, earrings, movie whatever and my money goes *poof* down the drain. I try to save...But it never works.
--Ivy, 12

Hi. I do spend smart. Me and my cousin who is 7 are models, but we dont act like we got the money.
--Abbey, 10

I don't go to the mall that often, so if I need something, I'll give her ten bucks, and she'll buy it for me, and I won't be tempted to buy anything else.
--Iazi, 10

I never spend money on toys that I'll get tired of after an hour.
--Frances, 10

Americangirl-I picture u as a person w/ blonde hair, blue eyes, like the average American Girl doll. Am I rite? Harrypotter-Srry, can't help u there. Steal form ATMS! Jk.
--Sillyputty, 10

Help any time I try and clean my room.
--Bethany, 11

Sometimes I go over my limit, though I get money from babysitting my friend Ellie's daughter Dina.
--Darcy

Smart spender...Idk.
--Bintty

I always buy things that I don't need. If there is something that I really want I think about how my life would be same if I did not have what I wanted.
--Isabel, 11

Im not a smart spender in fact my mom spends all the money on what I want...However I only buy the latest, newest games that gaming sites give good scores.
--Anonymous

Im a pretty smart spender most of the time. I buy things I want and need (like birthday presents)...
--Karen, 11

I go to Grocery Outlet which is a supermarket because in there cheese puffs bags is only a dollar and it's little saltier than cheetos, but it's still delicious! I can buy six chocolate bars for one dollar, and it's very good, just like the ones that they sell at the regular store, which is 60 cents for each. When I am at the food court place, I buy a la carte and bring my own rice. And instead of drinking soda, I drink sugar water (but not too much) I know that generic items are almost always same as brands give or take a little of this or that sometimes but mostly, they are great, and it's great on my pocket too!
--Jessica, 13

I only buy books that are like workbooks and calendars with appointment where I am supposed to write or compute or cut out. I usually don't buy books only for reading purposes. Reading books, I borrow from the library. And if there is a book that I want to read but it's not available in my library then I just request it through internet and reserve it then pick it up when they notify me that it's ready for pick up.
--Jessica, 13

It would be cool if we knew what everybody looked like, and what they were like.
--Lori, 11

"HERE is some advice I can't get my mom to follow: Don't buy everything you see (or just don't need) even though its on sale. Believe it or not, you spend more of the green stuff that way. Instead, buy a nice hoody you can wear for a year or even 2 from Hollister or a really nice store. Every time you put it on you'll feel proud you bought it, treat it better, and it won't end up in a garage sale along with that UGLY picture frame you don't even remember why you bought!!!!!! My mom loves sales. Seriously, sad.
--Angelina

Did you know sales aren't all THAT great?! Some sales aren't really sales. A pair of jeans originally cost about 30$, right? Well say a store puts that price up to 50$-insane. Then, to fool society, they call it a 'sale' when they pull it down to 40$. That ISN'T a sale. Many big companies do this, so be ready to check other stores for the same pair of jeans.
--Lena, 13

Hear ye hear ye! Do to many Kristens on the site, I will by changing my nickname to KHpigs my initials and my favorite animal! No age too!
--KHpigs

Phoenix-b/c phoenix is a city in Arizona, that's how I picture u. Oh yeah Im chocoholic.
--Sillyputty, 10

Chocoholic (silly putty) how do u picture me?
--Americangirl

Should you buy an according to the cheapest price or the better quality?
--Elizabeth, 9

How to spend money. How will I spend money I will get paid by see how much I have in my account.
--Sheronda

I have to save over $200 right now! I asked my mother how much a ticket for a Broadway show costs, and she said that they cost over a hundred dollars a person! Then she asked if I was to take a friend, who would it be (This part is irrelevant, but I said that I would take my friend Sage). Anybody here know any ways that I can bag $200+?
--HarryPotter, 12

No. I spend too much. : -P.
--Kevin, 13

I put some money in the bank.
--T. Y, 10

I would spend my money on what I really really need.
--Angelica, 9

Yes I do I just save it for things I dearly need or emergency needs or things I need for babysitting or some sort. =/.
--Taylor, 10

Yes I do because I think and say can I live or get it later what can I use it for? And is it that important? I only buy things I dearly need like things for babysitting.
--Taylor, 10

How do you save money?
--Anna, 9

How do you earn $25 or more before 2/10 when you only get 25 cents a day? I think I should sell things but Im only 8.
--Joe, 8

Pretty much the only things I buy are video games. Good thing I have A LOT of money. I got a new job not to three weeks ago, working with my dad on weekends and I've already earned 65 dollars! I AM SO HAPPY --I get from 14-40 dollars per. Week! $: -) $.
--Jenny, 11

I dont need to safe money I have lot of money ha-ha lolz.
--Injila, 12

Last night I dreamed that IML made a topic on stuffed animals and it said Chocoholic (my old name) has a stuffed animal. And it had a picture of my fave bear then it said A great idea is to buy that bear again so they're twins! Weird huh?
--Sillyputty, 10

Hi, Chocoholic! I noticed the How I picture everyone on IML"...Actually, I live in Canada...I've never been to Arizona, and my hair, yep, it's brown, but it's not that curly, more wavy. Squee. I love prediction thingies.
--Phoenix, 12

Hiding your money is a good thing to save money.
--Nou c, 13

I love to shop and spend money but sometimes I dont spend it wisely. I am saving for a DVD player and some other stuff, but I dont have enough money. What should I do?
--Alexandra, 8

Brie 13, I LOVE CDS TOO!
--Jhudora, 12

I want a chocolate phone!!! Bc I want a camera and an Ipod and a cell phone and this is all of those combined!! But Im only 10 I shouldnt get a cell phone yet. Not getting one till Im 13 = (anyone wanna buy me one?
--Chocoholic, 10

I really want this game called Lego Star Wars 2. But it is $40.00 and I need to wait 4 weeks I can't wait that long. What should I do?
--Greg, 10

I save money by buying my clothing at the Goodwill (a used clothing store) on half-price day, and by thinking for a long time before I buy anything. I have avoided a lot of impulse buys this way. I am also going to put my money into a Certificate of Deposit because that earns about 5% per year in interest instead of only 1% a year that my savings account generates as well as keeping me from making impulse buys.
--Nef, 13

I usually go shopping with my mom and if she say I can get it, I almost always get it.
--Hannah, 9

I only use my money I know I will use. Like The toyish ATM Bank I bought. It sets a limit so I never take 2 much.
--Slip-Slide022

I'm good at spending money. My mom doesn't seem to mind buying all my clothes so I just buy things that I really want every once in a while.
--Kaley

Oh sure Im ok at spending money. It's EARNING money that I need to work on!
--Americangirl

I really like video games. And we go to the video game store a lot. So I look for used games I like. I got a Baby-sitters-club used DVD (I LOVE the BSC) for 4.00!!! And I got a series of unfortunate events DVD for 9.00!!! I got a harvest moon game, that was used and I got 17.99 deal!!! And the new ones cost about 50.00 or 40.00 dollars! Yes I do :D.
--Trendytrickster, 10

This is how I picture everyone on IML-Phoenix-Brown curly hair and lives in Arizona*HarryPotter-Looks like Harry Potter but with more girly features*JS-Black hair and skateboards*Mohammed-Some NASCAR driver? QueenKitten-Girly girl that loves kittens and has a kitten**I'm not trying 2 tease anyone this is what comes 2 my mind!! Yeah it's weird isn't it?
--Chocoholic, 10

Comicgirl I think I have euros almost figured out so if you have 4 dollars in American money its 6 dollars in European (I think I spelled that right) tell if Im wrong.
--Paris, 9

I do consider myself a smart spender I save my money on things that I needed in a penny bank.
--Shayla, 11

When ever I go to the video game store, I always try to find a used game that I like. It always saves me money!
--Evilgir, 10

I have 300 bucks in my purse right now.
--SoCool, 10

Im a smart spender sometimes. I only buy food, gifts, video games, and save money for college.
--Sk@tebo@rd3r, 13

Im not good with keeping money to myself. My dad gave me $20 to go to great wolf lodge a long time ago and within 30 minutes is was gone because I spent it at the arcade.
--Melissa, 11

I forgive you Lori.
--ShiShi, 10

Im not all that good at shopping really. But Im getting better. I buy a lot more stuff that is on sale now...
--Miya, 12

I don't consider myself a smart spender at all! When I get my allowance, ($25) I just go all out! It's like impossible for me to get allowance with out spending it all on the same day!: ) But someday I will be a smart spender!!! Ha ha ha ha ha ha ha ha ha ha ha!!!!!
--Mira

I dont think allowance is only about getting money, spending it and all! If I got $20 (I really dont) I would give the homeless and hungry $12. Thanks!!!!!!!!!!!!!!!!!!
--Elizabeth, 10

ShiShi: I hope that you read this. Im really sorry that I was so rude to you when we were talking about babysitting. I do not know why I started the big commotion about babysitting, because most people 10+ are responsible. I hope that you read this if you are out there. Now when I read back, I realize how ignorant I was. I really am sorry, and I hope that you know that. I do not blame you if you do not forgive me. I hope that we can be friends. Bye, Shoshanna (ShiShi) From Lori.
--Lori, 11

I guess because I always put a dollar or 2 in my wallet. It's a fund for when I want something or if I need money. I have $13 in this fund right now...
--Chocoholic, 10

Well when I get money, I wait until there is something I really want. I don't just buy it on something I really don't need. If it is too much money, I wait till my birthday or Christmas.
--Erica, 10

Sometimes I spend a lot of money on stuff...Like a bunch of CDs. I LOVE MUSIC! But usually Im ok with money.
--Brie, 13

Well I buy crafts that I can use again and again until I run out of supplies then I can go buy more of the supplies. The best part is you can share the craft with a friend or can sell them at a street fair or a farmers market!
--Spooky, 10

Pretty much the only time I want to go to stores is when theres a sale. Some times u can find the coolest cloths on clearance!
--Spooky, 10

Zoe(10) What do you do to get over $800 a week! Thats unbelievable!
--Spooky, 10

Markets and swap meets are the best to go to buy jewelry for low prices.
--Spooky, 10

Viva(10) then why did u get that Ipod Viva! Did you buy for no reason or did u get it as a gift and ur being ungrateful!
--Spooky, 10

"I think Im a smart spender. I wait until I have a lot more money than what the item I want costs. Then I buy it. Sometimes I just wait until Christmas or my birthday to get it as a gift!
--Amanda, 12

Natalie, only spend on what you REALLY NEED like for school if you need to. If you know you did something good spend it on something NICE!(NOT TO NICE OR TO MUCH).
--CandyApple

Im just not a spender!!!! I don't know why...I just don't really have anything I HAVE to have!! It also helps that I don't care about fashion.
--Anonymous

After I spend all my money I thought about that game I wanted that I saw at the store. I asked my mom can she buy it for me...
--Tatyana, 9

I consider myself a smart spender because well...I HAVEN'T SPENT MONEY IN A COUPLE A MONTHS. I put it in a bank account.
--Rachel, 10

Yes I am smart spender and I am always careful to not over spend on money but it helps me learn to be a smart spender and not buy things that not needed only things we need like house hold things by Jessica M.
--Jessica

Sometimes I am. When Im trying to save money I usually put aside a certain amount, depending on how much I earned. I put the money in some sort of a container, and put it somewhere where I won't be tempted to use it.
--Abby, 13

Wow. Some of you get a ton of money......
--Kat

"I never spend. I got $792.87.
--I M Me, 11

I am not smart can you help.
--Natalie

I save money by not spending it! It is not hard at all.
--Katherine, 12

I have about twenty dollars and every time I get more money I save it and one day I will have enough to buy all the CDs I like and I will have enough to start a collection.
--Soeil, 8

I here to tell you that money is not everything it's get you stuff but its more than that its the lord because without god and Jesus you would had not made it read the bible and wonder about when Jesus and god is going to come again and be a wise person and say strong.
--Danielle

I collect 2 things: cards and video games. Here is a spending smart tip.....DONT USE THE VENDING MACHINE AT THE WALBOUNS ITS PRICES ARE FALSE SHOW YOU LOSE LOTS OF BUCKS.....I ONCE SPENT 2.00 ON 1 CARD!
--Ari, 9

I am so not a smart spender!!!!!!!!!!!! I spend money the second I get it lol.
--Talia, 12

One time at a store I saw this adorable pet purse and pillow. I REALLY wanted it, but now it just seems silly. Im glad I didn't get it...
--Ruth, 10

I get money by doing my school work and I get 20 bucks are more.
--Niakeya, 10

Well. I am a very very very very smart spender, I dont buy things unless it is like something that I need for something that I am doing or for someone else. I dont get allowance, I babysit, I usually get about $45$ bucks for babysitting, and I babysit about twice every month so I get about $80$ bucks a month so I am saving up for a car.
--Madylon, 11

"*SHRUGS* Ya I think Im a smart spender. I don't get allowance so it takes long for me to save a lot. Now I don't have any money only like 20$ cause I just got a dog and I got him with my own money. (it was worth it) . Anyways since Im trying to save for a laptop Im for my bday Im gonna ask people for $$$ only so in thanksgiving (when everything is on sale) Im gonna get a laptop and donate what's left of my money.
--Melissa, 9

I got $60.00 for my birthday?
--Alexis, 8

I am saving up for a video camera, I like to make films, and I have a list of movies I could make. I think I will get a lot of use out of it!
--Blythe, 10

I love being smart.
--Zoe

I don't consider myself a smart spender because I regret buying a lot of things I buy. I think I spend to much money on things I don't need.
--Winne, 12

I don't consider myself a smart spender. I save my money by letting my dad hold-on to it.
--Danielle, 12

I get 10$ a week and sometimes If I want extra cash, I go out and collect cans and my mom can cash them in because she works at a recycling center. So maybe I get extra 5$ and sometimes I spend it on pencils, candy and I go to the dollar store I buy notebooks, toys and art supplies. So I have 20.00$ to take with me to Clifs on Friday : ) .
--Native2023, 11

I'll admit Im sooooo not a smart spender only because I shop brand-name but I don't really care because I can totally afford it [ sorry if I sound like a snob because Im not =) ] but I actually don't spend my $$$ because when I want something I ask, I get, so I don't get money only on like holidays and stuff so when I wanna go shopping I just ask for the money.
--Anonymous

Lori: Whew! I was worried there that my spending E252 wasn't a big deal!
--ComicGirl, 12

I just spend all my money on things for my boyfriend. I try to save some but I just go out and spend it on Jake my boyfriend.
--Jane, 11

I get $25 a week. I save $12, spend $5 for a movie ticket (or put it towards for next week), $6 on clothes (or save up that money each week till I can buy something), and $2 goes towards buying songs off I-tunes. I think Im pretty smart.
--Violet, 13

"*blinks* Wow...Not used to getting so many ppl defending me...Anyway, I got the cooooooolest bag for (wait for it!) E4!!! That's only, like, $6.
--ComicGirl, 12

I never spent a cent off my allowance, maybe except to get a Pocket PC.
--Casey, 9

I only buy things I really need. Things that you don't really need is toys or Ipods. You can buy a CD player and some CD's
--Jane, 9

YAY! I get 20.00 dollars for my B-day.
--Evilgir, 9

I'd have a yard sale.
--Brittany, 9

I do consider myself a smart spender. At First Communion I got 115 dollars and that was three months ago and I still have 64 dollars left. I spent it on smart things to buy too. Stuff that keeps me really busy.
--Olivia, 8

I have around $300.00 and I earn about $40.00 a week I am not a big spender but every once in a while I buy a new CD for my Ipod and I am going to buy a Betta in about a week. I play comp soccer so some of the money I earn has to help pay for soccer.
--Peter, 11

I dont like spending money unless it's on something cool and I usually dont so I have a lot of dough. I really want an iPod Nano and I've saved up especially for that, and I really want to buy it soon!!! =D : ). ~**~. ~**~. ~**~. ~**~. ~**~. ~**~. ~**~...
--Brigit, 12

What I do if I want something is I ask my parents first to see if they can buy it (LOL. ) and I ask them if its ok if I can even get it. And if they say I have to save up my money if I want to get it then I just do chores until I have enough money for what I want.
--Nikki, 11

I use my money on school supplies, but if I have extra I buy a treat.
--Alice, 9

Are you a greedy person thats wants all of a shop?
--Amy, 11

"Yes I consider my self a smart spender. Well half the money I get I save and Half I spend!
--Strawberry, 11

I first go to clearance items or on sale items and if I don't find what I want then I go to the other places.
--Brooke, 13

Vira: How can you be so mean? She likes her IPod and if you think it's not special then that's money wasted on you. Oh yeah Lori, I agree with you.
--Ppulsaver

I consider myself a smart spender. I save money by putting part of it in a savings account.
--Angel, 10

Yeah, but it really depend on what you are going to buy. If it was something like medicine, I'd still have coupons, but I would want to get a pretty good one...Ya know?
--Anonymous

I spend little money, like less than 5 dollars, and I only spend that like once every month at least.
--Luke, 11

I guess Im a Smart spender". I get a great allowance and I have a job and I babysit so I have plenty of money. I save 10% and give 10% to my church. And lately I've been trying to keep like 50 bucks at home and save the rest. That way I get money saved up for later and still get to spend money, cuz I luuuuuuv to shop!!!! I try to find bargains and I luv clearance racks!! =) So yeah thats sorta what I do with my money.
--Laura, 13

Well like Im an only child so once I spend all of my money. My parents just give me more cash! LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
--Anonymous

I think I am a smart spender because I go to thrift stores and get good bargains.
--Moiona, 9

Vira: That is kind of rude, because IPods cost a lot of money, and you shouldn't just waste it. Even if you don't think that it's special, you shouldn't go around being so mean to other people, who actually enjoy it!
--Lori, 11

I will like to spend my money on peole who dont have things like houses, and kids who dont go to school and find a job for them and have things to love them as a family and friends. And things to play with and things to sleep in. And I had that when I was a little girl so I want to help them out because help to me I think.
--Natasha

Sure Im pretty good at managing money.
--Esther, 12

I guess Im a smart spender, smart enough at least. *shrugs* I know what I like, so the money going towards the clothes, books, food, drinks, and accessories I buy, that money's worth it. ^^.
--Phoenix, 11

I love to spend my money on expensive clothes. I just think it's important to remember to never spend all your money at once. You should always have at least 10-20 dollars in your purse.
--Serena, 12

Sometimes. It depends.
--Dumb, 13

When I need to get something at Amazon.com, I make sure my parents send me a gift certificate. If it's a used item, I can usually get a good deal. When I placed my order for Celebrity Deathmatch, I only paid $6.95 for it. The game itself was $3.46, $3.49 for shipping. $6.95 total. Talk about a very sweet deal.
--Charles

I save my money in my bank. Then when I want it, I can get some out. Like when I go to Adventureland, I can get some out. And If I want some for Chicago I have it.
--Brittany, 11

SaraM, you don't need to buy needful things ALL the time! That's what money is for! The occasional treat (*occasional*)!.
--ComicGirl, 12

I save it. I work for my money, which isnt very much. I mostly buy science stuff, and stuff for others (my dad says its my luv language).
--Ashley, 12

I am considered a good spender because I shop for what was in style months ago and trust me, it still looks fashionable! I save more money though... Because I want to go to Yale or Harvard. I do it because I want to!!!!!!!!!
--Anny, 13

Viva, 10: Hey! It's a big deal to me! I saved every last bit of my money to buy it and Im proud of it! *Celebration Dance* Cool name, BTW.
--ComicGirl, 12

Yes. Be afraid. Be VERY afraid. I found a bag of nummy yummy potato chips (I was shopping with mom at a grocery store) that was the store brand. It had more than Ruffles & it cost less & they tasted the same! I only get new clothes if I want to on my birthday & I get 'em from goodwill. And some come from my aunt's friend. I only buy toys if I want to! So, Be afraid BWAHAHAHAHAHAHAA!
--EvilGir, 9

I get the store brand potato chips & store brand kool-aid. I am a smarty-arty spender. Be afraid. Be very AFRAID! I get my jewelry from me (beading kit & hand-ME-downs). I get the clothes by goodwill & I get books by library (my favorite books are usually old ones unless they are the Baby-sitter Club which I get from a bookstore). And my music is the XM dish radio. I only get bad when I get toys & keep a book too long. Ha Ha Ha! By the way, this is evilgir.
--JustsayNowayGalPal, 9

I am not a smart spender. I buy everything that is cute. In other terms I am a smart spender...only because my mom and dad never let me buy anything when they are paying attention to my shopping...
--Sarah, 13

Yes! I am a bargain hunter. I can buy a ton of clothes that are not expensive but look great still.
--Izzy, 12

Michelle (10): You're so not a dork!!! I think it's GREEEAT that you know what you want. And people who say you're a dork? You'll be laughing when you're making loads of money from your college degree. You go girl!
--ComicGirl, 12

Im a tween, and I barely ever buy anything! And I've got my own bank account! So, yes, I consider myself a smart spender.
--Kitten, 9

I get $800 dollars a week so I buy whatever, whenever.
--Zoe, 10

Kate: Argh! I AM jealous. And you are very braggy!
--JS

Buy needful things guys, or you will be hurtful of it.
--SaraM, 11

Yeah. I get really good deals on jewelry & stuff! I got 2 bracelets at a discount store and whoooo!!! They were 1 dollar each! And my mom gave me a charm bracelet for $0.00! CCCOOOOOOLLL. And I use my allowance for books, and I like books so it's money well spent...N n*.
--Fadsaresobad4you, 9

I would say I am a smart spender, because I save up money for things I need and want!
--Ashley, 13

Since I get $86 a week, I don't really need to save unless I want to buy something really big! BE JEALOUS!!!!
--Kate, 13

OMG Comicgirl!!! I've had an IPOD for 2 years!!! Not that special!!Love ya!!!!
--Viva, 10

I put money in the bank for saving. I get to save some in my piggy bank.
--Victoria, 8

I get allowance every other week and what I do with it is I spend a little, give half to my parents (because they buy me food dont they?), and then use half to buy clothing to wear.
--Melissa, 11

Yea, I do. I havent spent any of my money for a year. My parents buy me the things I need cause Im saving for college. Every penny I get goes to the bank.
--Bridget, 13

Kind of, because sometimes I want to be a good older sis and I buy my lil' bro candy. Other times I make a list of what I want and need to pay for like: want: mood ring-$3.95. Need: to pay my library fine- $1.40. When I save more than enough money I spend the rest on clothes that I want that my mom can't choose cause' Im paying for it. By the way, I get A LOT of extra money. But when I spend I can't spend all of it cause I can build off of it when I get more
--DevilgirlMwaHaHa, 10

I only buy things I really need or really like. And if I buy something I make sure it won't brake right when I get home (I make sure it's not cheap).
--Payton, 9

Im one of those who don't spend their money. No, it's not cuz Im told to, but it's for my college savings that always counts. A lot of kids are probably saying college savings? What a dork! But trust me. All I care about now is a great education and great career, then when I get all my money that I make from my job, that's when the joy of spending is necessary.
--Michelle, 10

I stash my cash until I need it for something important. I treat myself 2 a movie once a month.
--Esther, 12

I work for my money, then I save it, cuz my parents by me what I want most of the time.
--Hilary, 13

The things I buy are those cute and nice stuff.
--Heather, 11

I trade things with my buds at school. For example, I have a pencil and my buddy Jane has a pencil gripper and I say to Jane, I'll trade you my pencil for your pencil gripper. Pretty smart, huh?
--Katie, 10

Spend it on my sister or my family or friends.
--Hayley, 10

"Save it."
--Stacey

"The only thing I buy is with my parents money, or I don't buy it...It's not worth it to buy stuff I don't need. My parents don't let me get everything, just stuff I need."
--Lydia, 10

"I GOT AN IPOD!!!! And I got it smart. The iPod was the average price, but I got a great deal on some speakers. I've been saving for six months, but it's worth it! :-)."
--ComicGirl, 12

"I know this sounds like boasting, but HarryPotter and Ash (if Ash isn't lying): Heh, there was a movie filmed at my school, but I wasn't in it, and I was on TV as well for this diabetes run we did at school."
--Phoenix, 11

"I only buy things that aren't so much. I used to buy everything but now I know how to spend my money."
--Destiny, 12

"I have 250 dollars. I save 50. I donate 100. I spend 100."
--Maggie

"Yes, because I only buy the stuff I'll wear or use."
--Jemma, 12

"I consider myself a smart spender. I buy things on sale most of the time. I do have a tendency to buy gum and breath mints a lot."
--Peter

"Yes I consider me as a smart spender and I can buy soda like Coca-Cola and like Mountain Dew and Diet Coke. That's what my Mom drinks when she gets soda. And like Pepsi and like Diet Pepsi too. And I can buy like a DVD. That's what the Easter Bunny is getting me for Easter."
--Amanda, 11

"Always choose something cheap for your piggy bank, like at a cheap store like the dollar tree or someplace else. It's fun to shop, but always ask a parent to come with you because safety first."
--Raven

"I am a smart spender. Not a super saver. If I go to Goodwill I buy at least five books at 50 cents each. Let me tell you something, Goodwill Rocks! I always find brand name jeans there for $3.50. I think that's a lot better than other clothing stores. Anyway I get $5 a week for allowance, plus extra for babysitting. My mom keeps all my money. She writes down how much I have in a ledger. My money goes into 4 sections: Saving, Giving, Gifts, and Spending. I have a sponsored child who I send $18 to each month. There are four kids in my family and we each sponsor our own child. Then we have two other sponsored kids through a different organization. We are thinking about adopting a Mexican boy and maybe a little girl. After all that I still have plenty of money to save. I always have more cash than my siblings, who often pay me to do their chores. I'm the oldest of my family. Note: The only time I go to the mall is for an eye exam at JC Penny Optical."
--Libia

"In 2003, I got $500.00 for Christmas and I did pretty well. It lasted me a month and a half because I had to get necessities, like clothes. And for graduation, I got about $200.00 (not all at the same time) and I did pretty well with that. I only buy the things I really want or need. Had I been smart, I would have gotten an Ipod with that $500.00!"
--Allie

"U just have to give it up. In fact save and get something more valuable on the other side of your life."
--Kiljlj

"My parents are rich so one time I threw $50 off a bridge for fun. I am really sad I did it."
--Jo, 10

"I saw a cute little bear that was only 10 bucks. I spent my money on it and it wasn't much, cus we're rich. I asked my mom."
--Elly

"Amelia(11), if you save up, and decide it isn't important, look around to see if there's anything else you want."
--ComicGirl, 12

"I am a smart money maker. How to earn money? Just make up a store. I get $7.23 every day now. I reached up to $306.25 in cash now. If I go to Hawaii I need to mow my uncle's yard for a 31 days. I would get 740 dollars in cash."
--Matthew

"Yes I consider myself a Smart Spender. I would buy DVDs and a Disney Princess or a Bratz TV for my bedroom. Then I would have a TV in my bedroom. I would need a rug too. I would buy 3 Mary Kate and Ashley rugs. One for my TV, so that if I see someone dancing on my bedroom TV, I would dance on my Mary Kate and Ashley rug near my TV."
--Amanda, 11

"I think I'm a smart spender. I get 5$ a week for cleaning my bedroom, sweeping the floor, taking out the garbage, and cooking dinner. Every Saturday afternoon I get my allowance and every Sunday morning my parents drive me to Wal-Mart, H-E-B, or Albertsons so I can spend my allowance. Every time I get my Allowance I buy only one thing and every time I buy the same thing. MATH BOOKS! I just love math. I can't get my mind off it. Most math books costs 2$. So I only use 2$. One time at Wal-Mart I saw this math book with 280 pages and I really wanted to buy it so I'm saving 3$ every week. It costs 28$ and I already have 14$. So I consider myself to be a pretty smart spender and anyway if you buy math books with your allowance you get smarter and smarter every day. Also if you have a math quiz at your school it's going to be very easy for you because you studied!"
--Hannah, 8

"I'm saving up for a Alienware laptop. I already have $537 (lottery scratch-offs)!"
--Kyle, 12

"Roxanne (11)---iPod runs on BOTH Apple AND Microsoft. So you CAN get an iPod!"
--Anonymous

"I think I'm a pretty smart spender, but my problem isn't about over-spending, it's about underspending, if you know what I mean. I'll have saved up for something really big and important for years, and then I'll just decide that it's not that important to have it after all. In a way, that may be a good thing, but I need to balance my saving with spending on things that mean something to me."
--Amelia, 11

"I am sort of a smart spender.' I'm a shopoholic, so I always want to go to the mall, no matter how broke I am."
--Martha, 11

"Hey Ash! You're not the only one here who was in a movie! I was only, like, four or five. I can't even remember the title (I didn't get a paycheck of course! I didn't even get an allowance then)!"
--HarryPotter, 12

"When I buy things, I think, do I really need it? I think, how long will I use it? How long until I grow out of it? You'll get a hang of it. Just think about it."
--Winnetka, 11

"Sorta, I guess! I save them with the money I get!!! DAAAHHH!!!!"
--Dream2sing, 11

"Yep. I don't hit the mall a lot, so I don't really spend THAT much money every month. And I am a crafty person. I made a message board out of cardboard, one color of paint, construction paper, a little glue, and three stickers!"
--HarryPotter, 12

"Ash- Were you in a movie? Just say which movie you were in, or whoever said you were lying might have been right."
--Eve, 11

"I work for hard for money, and since my mom buys me everything I absolutely need, I am saving up for a 512 megabyte zan nano plus ($100). At $16 dollars a week, it might take a while, but I really want an mp3 player, and since iPods run on Apple formatting and I don't have an Apple computer, it'd be stupid to get one. All in all, I think I'm a pretty smart spender."
--Roxanne, 11

"I'm so tight on money, even if I want to spend it so bad...if I'm at the store holding something in my hand, I'll like ask my parents if I should buy this over and over again. And then they say, If u want. it's your money.'"
--Amy

"I am a very smart spender (not like my brother). When my family gives me money I save it. And I'm almost have $200."
--Tatjana, 9

"No way! I spend on everything. I don't plan on it, I just do. I'm trying to save about $30 so when the DVD of the Narnia movie comes out (I luv that movie), I can get it; but I know I'll wind up spending the money on something else."
--QueenKitten, 12

"Let me think about it...No!"
--AlexisK, 9

"I make money by saving cents I find and add them up to a dollar."
--Aishah

"It's hard to be a smart spender. U know u want to do it! But your parents are saying be a smart spender!"
--Sasha, 10

"I work a lot for lots of money, but I save and spend on things that I definitely need, instead of what I want."
--JoshM, 8

"Uh! OF COURSE NOTTT!!!!!!!!!!!!!!!"
--Alleene, 12

"To Jenny (10): I noticed that you have said negative things about my responses more than once. Why? And what I mean by 'trend' for Live Strong bracelets is that everyone got them for a special reason (besides the fact that they were cool)."
--HarryPotter, 12

"I consider myself a non-good spender. I spend money on like, everything and anything that catches my attention. I purchase box sets almost all the time, and my parents don't seem to care because they think that I should be responsible with my money. But...I spend it on the stupid things."
--Ashley

"I don't spend too much money, but when I see something I like, most of the time I wait and ask myself questions about the product like Is this too expensive? How often will I use it? Will it last long enough?' It is better to think about the product before buying it the same day you saw it."
--Amanda, 13

"Why do parents not let kids spend money on something they want, not what the parents want?"
--Roseline, 10

"Well all my friends like to SPEND! SPEND! SPEND! Not like me-I like to save up and just spend if I have to."
--Nancy, 12

"Before I go to a store I make myself a list of what I need, then look at the ads to see what store has it on sale. Then I will compare the unit price. Then I will clip out coupons and use them at that store or the store will have some kind of a money saving card and I'll use both the coupons and the money saving card. Plus, when I buy clothing I will go to discount stores and places like that and buy clothing that is one size bigger, so I don't need to buy clothing every month. Right now I really don't need to go clothes shopping for at most another year or 2."
--Jessie

"Why do parents always spend their kids' money on junk?"
--Christa, 11

"Only spend your money on the thing you are saving it for (in my case, a Pomeranian puppy). DONT EVER SPEND $20 HERE AND THERE! Seriously, it is a huge waste and you never reach your goal."
--Jen, 11

"Money is something that I hate. Why can't everything simply be free?"
--Matt, 13

"Yes. Because I only buy what I need, or what I REALLY want and that I truly love."
--HarryPotter, 11

"A good way to save money is to hide your money from yourself and try to forget about it until u see something you need or get a bank."
--Dealjeen, 12

"Not me. I'm not a 'smart spender.'"
--Rosanna, 9

"Yes I consider myself a smart spender.' I ask myself Do I really need this? Do I want this? Or am I just buying just to buy?' Then I sleep on it before I decide to buy. Another method I use is: if my allowance is $15.00 I only spend $7.50 max (half)!"
--Emily, 13

"I spend money on CDs, DVDs, makeup, and clothes, but I make sure I'm not spending too much."
--Shoshana, 10

"No. With coupons. I want cool things. I need to buy food, clothes and tampons and other stuff."
--Killer, 13

"I do yard work I don't enjoy. I think I'm a smart spender, I don't know."
--Michelle, 8

"Well, what I do when I see something that I like, is I go home and type it in at Google. I look at all the stores and compare the prices to see which one is the cheapest."
--Charlotte, 10

"If I see something in a shop I like I would get my money and try to buy it. If I don't have enough money to buy it I save up with my pocket money!"
--Daniel, 9

"Do you think good shopping' mean buying only DESIGNER clothes?"
--Kyah, 12

"Most of the time I just wait for my birthday every year, but this year I found a new way. My mom has a garage sale every year now so I get money from that too- the new is that I wait till September, then sell all my old stuff and that's when my birthday is $$. I suggest you wait until your birthday, because most of the time you will get money plus your old stuff profits. !!!!!!!!!!!!$$$$$$$$$$$."
--Cameron, 12

"Yeah Ash: what movie were u in? I love movies and I've never heard of u. Mackensie, I think Ash is lying. Anyways, I budget!!"
--Erin, 11

"I'm a smart spender, if when you buy something and you cherish for like, years. But if not, I sure am a crummy spender."
--Ryan, 10

"I just don't think about it."
--Jazmine, 11

"Delmy (11): Why do you have to do anything with it? I'd say buy a Ipod or something and put the rest in the bank."
--Anonymous

"Joanna (12): That's kinda mean. Just because your sis bought something she didn't like, it doesn't mean she isn't a smart spender. Because she brought it back, that makes her a good spender."
--Anonymous

"Ash- what movie were you in?"
--Mackensie , 11

"About a week ago, I was at a store with a friend. I had fifteen dollars in my pocket, and was trying to decide what to buy. Suddenly, this little demon inside of me whispered in my ear (not really, it's just a figure of speech): Get this, get that! You don't have anything like that! Buy! Buy! BUY!' But I said out loud, Calm down, lady.' and walked around the store for a while. I saved a lot of money just by doing that!"
--Kiera, 9

"I only buy the best choice' brand or the non-brand name brand. Plus I usually don't buy stuff unless it's on sale."
--Jennifer

"I think that I am a pretty smart spender. I don't buy stuff that I am never going to use like my sister. She bought a virtual reality game but she returned because it was stupid. I would not have bought that in the first place."
--Joanna , 12

"I think I am a pretty smart spender. If I really want something and it's worth the money, I will buy it. A few times I have spent money on stuff that was stupid. But after Christmas I have a load of money. LOL!!! Mostly I spend my money on clothes or on sports stuff. Sometimes I spend on games though."
--Kristen, 10

"Well I spend my money on stuff that I really like, like shoes, clothes and on gifts."
--Marco

"I do not consider that I'm a smart one! Becuz I love money, who doesn't! I just go to the mall 2 much!"
--Meg

"Ya I think I am. I have some good jobs-babysitting and stuff like that. And my mom is a hairdresser so I help her there. So ya, I have money but I don't spend it like every day-I just spend money when I am at the mall with friends-byez."
--Jessica, 12

"I got $400. What should I spend the $400 on?"
--Delmy, 11

"My friend and I have realized the truth: money doesn't buy you happiness. It's just something you trade to someone for an item. So we always shop at used clothing stores (not Goodwill, but someplace different), and think carefully about something we want to buy."
--Kiera, 9

"I save my money for my lunch."
--Shermaine, 13

"I save up for a while, then I spend all of the money at the mall. When I get checks for my birthday, I put them in my bank account. So that's how I am a smart spender."
--LivALittle, 13

"YO I think pplz should just spend their money on what they really want. I'm in a movie and I got my first paycheck. Now I'm going to buy myself a nice jacket."
--Ash

"I spend my money all the time on clothes. Clothes and things that I like: food, CDs, and going to the movies."
--Jose

"I save my money at all times so I could buy a lot of things."
--Alfredo

"Most of the time I spend my money on what I want to. Sometimes clothes, shoes, books and jewelry."
--Dallas, 13

"Yes I do consider myself a smart spender because I save my money for the more expensive things first, then buy the less expensive last. Plus I compare the prices too."
--Kevin, 13

"I save my money for the holidays so I can buy my family gifts."
--Miguel

"No, I don't consider myself a smart spender. I always spend it on things I don't need."
--Matt

"I always spend my money on shoes and clothes. I usually get what I want cause my dad usually buys it for me."
--Vanessa, 13

"I always buy things that I don't need-"
--JR, 13

"I am smart to save money in my bank."
--Giovanna, 12

"Yes, I keep my money in my room."
--Salustio, 13

"I'm a little of both at spending."
--Adam, 13

"I'm not a smart spender because I spend my money quickly."
--Mason, 13

"Yes I am a great spender with my money. I wait for a good deal."
--Daniel, 12

"Yes I'm a great spender. I save up."
--Jeremy, 13

"I am a smart spender because I put my money in my mom's bank."
--Celina, 12

"Yes, I save my money. I put my money in the bank and when I have enough I take it out and buy things like CDs and movies."
--Marcus, 12

"Sometimes, but when it is a new release I am not."
--Mark, 11

"Yes, I save it in the bank."
--Luis, 11

"Yes, I save money by putting it in my wallet. Then I buy what I want at the store."
--Christian, 11

"Yes I buy things that are not so much money so I can save money for when I really need it for something good."
--Fidelina, 11

"Yes, because I always save my money, but only sometimes I spend money on things that I want."
--Vanessa, 12

"I consider myself a smart spender. I buy things that are good deals so I can buy more things with my money."
--Mary, 12

"Well, I want to buy a $300 dollar turtle and I only have $120. I need money to buy me an awesome turtle."
--John, 12

"I think I am a smart spender. I sometimes spend my money on stuff like magazines and lip-gloss. But I usually save it."
--Irene, 11

"Well I think kids should save their money, no matter what kind of money it is, like change, or dollars, or 20s, 10s, or 5 dollar bills-anything. And save your money -- as much as you can."
--Tina, 10

"I save my money whenever I get money or piggy I send it all to the bank. So when I need something when I am grown up I could get my money out."
--Angelica, 9

"Yeah, I barely spend any money anyway! Only for Christmas and birthdays. I only buy things for me when I realllllly want them and they aren't really expensive."
--Mackensie, 10

"Ack! I am a spending freak!!! I can't stop spending!"
--Sweetgirl, 9

"I do consider myself a smart spender. As soon as I see something I know I want, I start saving money for it. I might do extra chores or something for money."
--Mickala, 11

"I spend my money on food and stuff that's important."
--Kayla

"Here's what I spend money on: 1. Sweets 2. Books 3. Comics/Magazines 4. Clothes. I REALLY have to budget. I have like NO MONEY. Probably because I spent it all on books. :)."
--ComicGirl, 11

"I got my mom's Christmas pressie back in September-it was $3 for a really cool stationery set. Now, that's what I'd call a bargain!"
--ComicGirl, 11

"Yes, I do consider myself a smart spender. I don't just spend all willy-nilly. I look on the sale rack because the stuff is still in style there, and I think really hard about whether I will really use it. Also, when it comes to money, I save my allowance for a super long time, then I go and spend it all. So yes, I am a smart spender."
--Livigirl, 12

"When you get money you should spend it wisely, by spending the smallest amount of money you can. For example, if a shirt costs $3.00 and a pair of pants costs $10.50, you would probably buy the shirt. I would buy the shirt, because it costs less money and you would save more money."
--Kendall, 9

"I spend pretty wisely, I guess. I save money by putting leftover coins in a jar, which I slip on a shelf or under the bed. I don't look at how many coins are already there, but keep putting money in. After a while I open it and look and think: Oh, WOW! Then there is a LOT OF COINS! Count it up, and put it in the bank (and treat yourself to a vanilla cone, too)."
--Laura

"To Vaya, 10: You should keep your eye out for things that you really want, or save it all if you don't find anything. There's no point in spending money on something you don't want or just anything for the sake of buying something. Save it if there's nothing out there that you would never regret buying and you'll thank yourself when you have just enough money saved up for that flash new Ipod mini! :)."
--Lola, 11

"When I go shopping for school supplies, I went to Zellers and found a 24 pack of crayons for $0.32, then I went to Grand & Toy and found a 60 pack for $1.50. I decided to get two of the 24 packs for only $0.64. Remember, always check out lots of stores before you buy."
--Emma, 10

"Sometimes. Then other times I realize I didn't want something and I'm like, Why did I buy that?' I'm allergic to loads of make-up, so, like I have 1 lip-gloss, and it was very expensive!!!! If I'm buying a book I'll look for it second-hand or in a discount shop or in the library before I buy it. I'm a sucker for things that come free with other things! I'll buy a magazine if it has a good book/CD/DVD free with it."
--Anonymous

"I do consider myself a smart spender, because when I want to buy something I think: What would I use it for? For about how much time would I use it? How much is the object I want to buy? These are some strategies I use for deciding if I buy something or not. Maybe you would like to use the strategies I used to buy stuff. Well that's why I think I'm a smart spender!"
--Lola, 12

"For Christmas + my birthday (there's two weeks between them), I get $100 combined. This year my Mum's taking me to a HUGE shopping centre on my b-day. I will SO be comparison shopping, and getting the best bargain!!!!!!!!!!!!!!!!"
--Anonymous

"I am a bright spender but I wouldn't say smart!"
--Samantha, 8

"I usually can go into a store and have $60 and buy a pair of pants, 2 shirts and a pair of socks or belt. I buy everything on the sale rack but I'm still one of the most stylish girls in my school. Everyone else wears Roxy, Billabong and Paul Frank!"
--Felicity, 12

"I think you should keep your money in a piggy bank, then when it gets full you can crack it open. Then you'll have of money."
--Reah, 11

"If you spend your money on something you don't want you are not spending smartly. You should buy one thing at a time, but just one thing. I wasn't spending my money smartly because I bought something that I didn't want and I was not caring about anything I was doing with my money. And then everything that I wanted I couldn't buy. That is why you should not buy so many things when you are out shopping. Unless it is food."
--Tamara, 8

"Vaya---if there's nothing to spend your money on, don't spend it! Put $20 in a jar, so if you find something you want, you'll have the money. Put the other $30 in a bank account, and earn interest on it."
--Anonymous, 11

"Personally, there's not that much I spend money on. I'm a total bookworm, but I get about 24 books from the library every few weeks. I've figured out that I save $260 every month by doing that. My main spending is sweets, but I buy those in bulk, and save a few $$$. I used to spend all my pocket money on comics--- yeah, yeah, so what if I'm a girl?--- but I got a subscription to my two favorite comics, and that works out $7.60 cheaper then buying it every month. I get most of my CDs from the library. My mum pays for DVD rentals, because she usually watches them as well. Recently, I found a CD case that holds 12 CDs that cost $3, and I thought it was a good buy, but I waited. Three weeks later, in a discount store, I found a CD player case that holds a Discman and 20 CDs for $1. Good buy, or what? I get $20 pocket money a month, and I save $10 in my piggy bank, and spend the rest. I think I'm a good spender."
--Anonymous, 11

"I'm not sure. It's ok to spend your money on fun extras but it's better to save. I ask myself, Do I really want this? Do I have to have it?' Then I sleep on it before I decide to buy. So my answer is -- I'm half and half."
--Emily, 13

"Well what I do is I try to like find things cheaper somewhere. For example -- two days ago at Wal-Mart I saw hand sanitizer for $1.49 and then I went to a dollar store and saw it for a buck and it had 50% more in it. So I bought both of them."
--Debra, 11

"Kate (9) If I were you I would save it up for something I want. Then I would spend for a month on the mall to make up for that."
--Kristen, 9

"I spend all the money I get and in the long run I regret it."
--Sarah

"I consider myself a smart spender because I take half my allowance and save it and another half and use it for myself-but I don't waste it or blow it off."
--Sarah, 11

"I kind of consider myself a smart spender. I can save my money, unless I see an awesome CD at the store. Then I can't resist. Otherwise I'm fine."
--Jamie, 11

"Well, I can be a smart spender because when I see something I want, I ask my mom to buy it for me, but if she says no I say I'll pay you back.' But overall I think I am a very smart spender. VERY smart spender."
--Anonymous, 9

"I save what I need to. My dear ma says if I eat at school even when I am not that hungry that's saving, cause if don't eat the stomach have a hole, and next time I'll have to sew the hole up. I'm a big eater but I'm only 23-25 kg! FYI."
--Chicken, 8

"I want to say that I have been saving money for poor people that have no food and no money and have dirty water and I wanted to help them if I can."
--Brittany

"You can tell I don't want to buy something when I twitch my nose from side to side. Remember, don't buy anything unless you're sure you want it!"
--Kiera, 9

"I look for a lower price."
--Naomi, 13

"The way I know I spend my money is whenever I'm shopping my mom is with me and she knows what I REALLY need and don't need and about 99.9% I have saved my allowance. I only need it for food and when my mom doesn't let me buy it sometimes I get mad. But then later I feel good about myself and yes even if I wasn't with my mom I wouldn't just buy it right away. I would lose my mind thinking about it if it's for ME!!! I put $30 in a month and about over $250 a year. And don't forget u can never ever in ur life have ENOUGH MONEY!! Try saving as much as u can...even if it's only a $1 a week."
--Bhumi, 12

"Should I save my money for the mall or buy something I really want?"
--Kate, 9

"My grandma is giving me $50 for my B-Day. I don't know what to spend it on. Can you help me?"
--Vaya, 10

"I personally think that yes, I am a smart spender. But obviously other people do not think the same because when my mom and I go shopping and I find something that I like and I tell her she always says Are you sure blah blah blah blah blah blah blah blllah blah!' I feel like EXPLODING!!!!!!!!"
--Audrey, 8

"I consider myself a smart spender. Like if I want a book-I get it paperback! Why waste more money on a hardback when you're getting the same thing? Also, whenever my mom wants to buy me something, I get all reluctant if the price is expensive' (at least in my mind). I'm such a tightwad!"
--Vanessa, 11

"I put $10 dollars a month in a jar, and then when there are sales on, I can buy things I couldn't usually! I save $5 a month to put in my moneybox. And the rest I spend on things like sweets, comics, etc. I like it when my Mum brings me to designer outlets and then I can get cool designer clothes for less."
--Anonymous

"What I do is I divide it up: so much for what I need, and so much more for what I want, and so much goes into savings (it is my mom's idea)."
--Anonymous

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